“They tell me he goes in for horses,” said Lucy.

“He has a splendid stable,” he answered.

“It was good of Ollie to bring him round,” said she. “I have certainly jumped into the midst of things. What do you think I'm going to do to-morrow?”

“I have no idea,” he said.

“I have been invited to see Mr. Waterman's art gallery.”

“Dan Waterman's!” he exclaimed. “How did that happen?”

“Mrs. Alden's brother asked me. He knows him, and got me the invitation. Wouldn't you like to go?”

“I shall be busy in court all day to-morrow,” said Montague. “But I'd like to see the collection. I understand it's a wonderful affair,—the old man has spent all his spare time at it. You hear fabulous estimates of what it's cost him—four or five millions at the least.”

“But why in the world does he hide it in a studio way up the Hudson?” cried Lucy.

The other shrugged his shoulders. “Just a whim,” he said. “He didn't collect it for other people's pleasure.”