The morality of these and many of my other doings in those days will no doubt be severely condemned. By no one more severely than by myself—now that the necessities which then compelled me have passed. There is no subject on which men talk, and think, more humbug than on that subject of morality. As a matter of fact, except in those personal relations which are governed by the affections, what is morality but the mandate of policy, and what is policy but the mandate of necessity? My criticism of Roebuck and the other “high financiers” is not upon their morality, but upon their policy, which is shortsighted and stupid and base. The moral difference between me and them is that, while I merely assert and maintain my right to live, they deny the right of any but themselves to live. I say I criticise them; but that does not mean that I sympathize with the public at large in its complainings against them. The public, its stupidity and cupidity, creates the conditions that breed and foster these men. A rotten cheese reviling the maggots it has bred!

In those very hours when I was obeying the great imperative law of self-preservation, was clutching at every log that floated by me regardless of whether it was my property or not so long as it would help me keep my head above water—what was going on all around me? In every office of the downtown district—merchant, banker, broker, lawyer, man of commerce or finance—was not every busy brain plotting not self-preservation but pillage and sack—plotting to increase the cost of living for the masses of men by slipping a little tax here and a little tax there onto the cost of everything by which men live? All along the line between the farm or mine or shop and the market, at every one of the tollgates for the collection of just charges, these big financiers, backed up by the big lawyers and the rascally public officials, had an agent in charge to collect on each passing article a little more than was honestly due. A thousand subtle ways of levying, all combining to pour in upon the few the torrents of unjust wealth. I always laugh when I read of laboring men striking for higher wages. Poor, ignorant fools—they almost deserve their fate. They had better be concerning themselves with a huge, universal strike at the polls for lower prices. What will it avail them to get higher wages, so long as their masters control and can and will recoup on, the prices of all the things for which those wages must be spent?

However, as I was saying, I lived in Wall Street, in its atmosphere of the practical morality of “finance.” On every side swindling operations, great and small; operations regarded as right through long-established custom, dishonest or doubtful; operations on the way to becoming established by custom as “respectable.” No man’s title to anything conceded unless he had the brains to defend it. There was a time when it would have been regarded as wildly preposterous and viciously immoral to deny property rights in human beings. There may come a time—who knows?—when “high finance’s” denial of a moral right to property of any kind may cease to be regarded as wicked. However, I attempt no excuses for myself; I need them no more than a judge in the Dark Ages needed to apologize for ordering a witch to the stake. I could no more have done differently than a fish could breathe on land or a man under water. I did as all the others did—and I had the justification of necessity. Right of might being the code, when men set upon me with pistols, I meet them with pistols, not with the discarded and antiquated weapons of sermon and prayer and the law.

And I thought extremely well of myself and of my pistols that June afternoon, as I was hurrying uptown the moment the day’s settlement on ‘Change was finished. I had sent out my daily letter to investors, and its tone of confidence was genuine—I knew that hundreds of customers of a better class would soon be flocking in to take the places of those I had been compelled to teach a lesson in the vicissitudes of gambling. With a light heart and the physical feeling of a football player in training, I sped toward home. Home! For the first time since I was a squat little slip of a shaver the word had a personal meaning for me. Perhaps, if the only other home of mine had been less uninviting, I should not have looked forward with such high beating of the heart to that cold home Anita was making for me. No, I withdraw that. It is fellows like me, to whom kindly looks and unbought attentions are as unfamiliar as flowers to the Arctic—it is men like me that appreciate and treasure and warm up under the faintest show or shadowy suggestion of the sunshine of sentiment. I’d be a little ashamed to say how much money I handed out to servants and beggars and street gamins that day. I had a home to go to!

As my electric drew up at the Willoughby, a carriage backed to make room for it. I recognized the horses and the driver and the crests. “How long has Mrs. Ellersly been with my wife?” I asked the elevator boy, as he was taking me up.

“About half an hour, sir,” he answered. “But Mr. Ellersly—I took up his card before lunch, and he’s still there.”

Instead of using my key, I rang the bell, and when Sanders opened, I said: “Is Mrs. Blacklock in?” in a voice loud enough to penetrate to the drawing room.

As I had hoped, Anita appeared. Her dress told me that her trunks had come—she had sent for her trunks! “Mother and father are here,” said she, without looking at me.

I followed her into the drawing room and, for the benefit of the servants, Mr. and Mrs. Ellersly and I greeted each other courteously, though Mrs. Ellersly’s eyes and mine met in a glance like the flash of steel on steel. “We were just going,” said she, and then I felt that I had arrived in the midst of a tempest of uncommon fury.

“You must stop and make me a visit,” protested I, with elaborate politeness. To myself I was assuming that they had come to “make up and be friends”—and resume their places at the trough.