"Ah, my dear sir, you don't know human nature. Wait till you have lived as long as I have. Now, there's my wife; she knows as much as I do about the man, and yet I'm blowed if she doesn't seem to like him all the better for it! She calls him a chosen wessel, and only wishes I was half as sure of salvation. As for the congregation, they are a complete set of chosen wessels together, and the more you blow 'em up, the better the wessels like it. If what they call the world didn't speak agin 'em, they'd be afraid they were going wrong. So you never can offend them."

Thompson continued in the same strain for the rest of the evening, bringing charge after charge against the minister, with the view of proving him to be a hypocrite of the deepest dye. As he had fostered and protected me, Thompson explained that he had previously maintained and trained up Smith, whom he never would have deserted had all his speculations issued favourably. The loss of his money had so enraged him, that his feelings had suddenly taken a different direction, and he would now not stop until he had thoroughly effected the poor man's ruin. He (Thompson) knew Smith well; he had seen his books; and the man was as innocent of fraud as a child unborn. Clayton knew it very well, and the trick of examining the books was all a fudge. "That precious pair of brothers, Bolster and Tomkins, knew very well what they were about, and would make it turn out right for the minister somehow. As for hisself, he stood up for the fellow, because he hadn't another friend in the place. He knew he should be kicked out for his pains, but that would be more agreeable than otherways." From all I gathered from Thompson, it appeared that the pitiable man—the audacious minister of God—was the slave of one of the most corroding passions that ever made shipwreck of the heart of man. The love of money absorbed or made subservient every other sentiment. To heap up riches, there was no labour too painful, no means too vicious, no conduct too unjustifiable. The graces of earth, the virtues of heaven, were made to minister to the lust, and to conceal the demon behind the brightness and the beauty of their forms. There is no limit to the moral baseness of the man of avarice. There was none with Mr Clayton. He lived to accumulate. Once let the desire fasten, anchor-like, with heavy iron to the heart, and what becomes of the world's opinion, and the tremendous menaces of heaven? Mr Clayton was a scholar—a man of refinement, eloquent—an angel not more winning—he was self-denying in his appetites, humble, patient—powerful and beautiful in expression, when the vices of men compelled the unwilling invective. Witness the burst of indignation when he spoke of Emma Harrington, and the race to which it was her misery to belong. He was, to the eyes of men, studious and holy as an anchorite. But better than his own immortal soul, he loved and doated upon gold! That love acknowledged, fed, and gratified, when are its demands appeased?—when does conscience raise a barrier against its further progress? It is a state difficult to believe. Could I have listened with an ear of credulity to the tale of Thompson—could I have borne to listen to it with patience, had I not witnessed an act of turpitude that ocular demonstration could only render credible—had I not been prepared for that act by the tone, the manner, the expressions of the minister, when we passed an hour together, ignorant of each other's presence? It was a dreadful conviction that was forced upon me, and as wonderful as terrible. Self-delusion, for such it was, so perfect and complete, who could conceive—hypocrisy so super-eminent, who could conjecture! There was something, however, to be disclosed on the succeeding day. Thompson was very mysterious about this. He would give no clue to what he designed. I should judge from what I saw of the truth of his communications. Alas! I had seen enough already to mourn over the most melancholy overthrow that had ever crushed the confidence, and bruised the feelings, of ingenuous youth.

I passed a restless and unhappy night. Miserable dreams distressed me. I dreamed that I was sentenced to death for perjury—that the gallows was erected—and that Buster and Tomkins were my executioners. The latter was cruelly polite and attentive in his demeanour. He put the rope round my neck with an air of cutting civility, and apologized for the whole proceeding. I experienced vividly the moment of being turned off. I suffered the horrors of strangulation. The noose slipped, and I was dangling in the air in excruciating agony, half-dead and half-alive. Buster rushed to the foot of the scaffold, and with Christian charity fastened himself to my legs, and hung there till I had breathed my last. Whilst he was thus suspended, he sang one of his favourite hymns with his own rich and effective nasal vigour. Then I dreamed I was murdering Bunyan Smith in his sleep. Mr Clayton was pushing me forward, and urging a dagger into my hand. Just as I had killed him, I was knocked down by Thompson, and Clayton ran off laughing. Then I woke up, thank Heaven, more frightened than hurt, with every limb in my body sore and aching. Then, instead of going to sleep again, which I could not do, I lay awake, and reflected on what had taken place, and I thought all I had heard against Mr Clayton, and all I had seen in the chapel, was a dream, like the execution and the murder. One thing seemed just as real and as likely as the other. Then I became uneasy in my bed, got up, and walked about the room, and wondered what in the world I should do, if Mr Clayton deprived me of my situation, and I was thrown out of bread again. Then I recollected his many hints concerning fidelity and friendship, and what he had said about my being in no danger, so long as I was faithful, and the rest of it; and then I wished I had thrown myself over Blackfriars' Bridge as I had intended, and so put an end to all the trials that beset my path. But this wish was scarcely felt before it was regretted and checked at once. Mr Clayton had taught me wisdom, which his own bad conduct could not sully or affect. It was not because under the garb of religion he concealed the tainted soul of the hypocrite, that religion was not still an angel of light, of purity, and loveliness. Her consolations were not less sweet—her promises not less sure. It would have been an unsound logic that should have argued, from the sinfulness of the minister, the falseness of that faith whose simple profession, and nothing more, alas! had been enough to hide foulest deformity. No! the vital spark that Mr Clayton had kindled, burned still steadily and clear. I could still see by its holy light the path of rectitude and duty, and thank God the while, that in the hour of temptation he gave me strength to resist evil, and the faculty of distinguishing aright between the unshaken testimony and the unfaithful witness. I did not, upon reflection, regret that I had not recklessly destroyed myself; but I prayed on my knees for direction and help in the season of difficulty and disappointment through which I was now passing.

Thompson came early on the following day, punctual to his appointment. He was accompanied by poor Bunyan Smith, and a voluminous statement of his affairs. I looked over them as well as I was able; for the unfortunate man was all excitement, and, faithful to the description of Thompson, sanguine in the extreme. He interrupted me twenty times, and, as every new speculation turned up, had still something to say why it had not succeeded according to his wishes. Although he had failed in every grand experiment, there was not one which would not have realized his hopes a hundredfold, but for the occurrence of some unfortunate event which it was impossible to foresee, but which could not possibly take place again, had he but money to renew his trials. His bankruptcy had not subdued him, nor in the least diminished his belief in the efficacy of his great discoveries. There was certainly no appearance of fraud in the account of his transactions, but it was not Mr Smith's innocence I was anxious to establish. It was the known guilt of Mr Clayton that I would have made any sacrifice to remove.

It was in the afternoon that Thompson and I were walking along the well-filled pavement of Cheapside, on our way to what he called "the best witness he could bring to speak in favour of all that he had said about the minister." He still persisted in keeping up a mystery in respect of this same witness. "He might be, after all," he said, "mistaken in the thing, and he didn't wish to be made a fool of. I don't expect I shall, but we shall see." We reached Cornhill, and were opposite the Exchange.

"That's a rum place, isn't?" asked Thompson, looking at the building—"Have you ever been inside?"

"Never," I replied.

"Suppose we just stroll in then? What a row they are kicking up there! And what a crowd! There's hardly room to move."

The area was, as he said, crowded. There was a loud continued murmur of human voices. Traffic was intense, and had reached what might be supposed its acme. It seemed as if business was undergoing a paroxysm, or fit, rather than pursuing her steady, healthful course. Bodies of men were standing in groups—some were darting from corner to corner, pen in mouth—a few were walking leisurely with downcast looks—others quickly, uneasy and excited. A stout and well-contented gentleman or two leaned against the high pillars of the building, and formed the centre of a human circle, that smiled as he smiled, and stopped when he stopped.

"Nice place to study in, sir," said Thompson, as we walked along.