JACK STUART'S BET ON THE DERBY, AND HOW HE PAID HIS LOSSES.

Cotherstone came in amid great applause, and was the winner of the poorest Derby ever known. Whilst acclamation shook the spheres, and the corners of mouths were pulled down, and betting-books mechanically pulled out—while success made some people so benevolent that they did not believe in the existence of poverty any where, and certainly not in the distress of the wretched-looking beggar entreating a penny—whilst all these things were going on, champagne corks flying, the sun shining, toasts resounding, and a perfect hubbub in full activity on all sides, Jack Stuart drew me aside towards the carriage, and said, "'Pon my word, it must be a cross. How the deuce could one horse beat the whole field?"

"Oh, you backed the field, did you?"

"To be sure. I always go with the strongest side."

"And you have lost?"

"A hundred and fifty."

No wonder Jack Stuart looked blue. A fifth part of his yearly income gone at one smash—and in such a foolish way, too.

"If the excitement could last three or four days, it would almost be worth the money," he said; "but no sooner do you hear the bell—see the crush of horses at the starting-post—bang—bang—off they go!—and in a minute or two all is over, and your money gone. I will have a race of snails between London and York. It would be occupation for a year. But come, let us leave the abominable place." He hurried me into the stanhope, gave the rein to his active grey mare, and making a detour towards Kingston, we soon left the crowd behind us.