Planner was the only member of the firm who lived in the establishment. His specimens, his bottles, his maps, and drawings, had been removed to a spacious apartment over the place of business, and he rejoiced in the possession of an entire first floor. His bed-room had now a distinct existence. He had not enjoyed it for a week, before the water with which he performed his daily ablutions was insinuated by a cunning contrivance through the ceiling, and dismissed afterwards, as cleverly, through the floor. Hot water came through the wall at any hour of the day, and a constant artificial ventilation was maintained around his bed by night and day. There was no end to the artifices which the chamber exhibited. Michael, although he lived at a considerable distance from the bank, was always the first at his post, after Planner himself. He arrived unusually early on the day fixed for his visit to the Continent. Planner and he sat for an hour together, and in the course of their conversation, words to the following effect escaped them:—

"You will be careful and attentive, Planner. Let me hear from you by every post. Do not spare ink and paper."

"Trust me. I shall not forget it. But don't you miss the opportunity, Allcraft, of doing something with those mines. Your father wouldn't touch them—but he repented it. I tell you, Michael, if we bought them, and worked them ourselves, we might coin money! I'd go abroad and see the shafts sunk. I could save a fortune in merely setting them to rights."

"It is rather strange, Planner, that Brammel is so long absent. He should come home, and settle down to work. It isn't well to be away. It hasn't a fair appearance to the world. You saw his father yesterday. What said he?"

"Oh, that young Brammel had a good many things to arrange in Oxford and in the neighbourhood, and would soon be back now. But never mind him, Allcraft. Between ourselves, he is better where he is; he is a horrible ass."

"Hush. So he is, Planner, but he must not run wild. We must keep him at home. He has been a rackety one, and I fear he is not much better now. I question whether I should have received him here, if I had known as much of him at first as I have heard lately. But his father deceived me."

"Queer old man that, Michael! How he takes the boy's part always, and how frightened he seems lest you should think too badly of him. Young Brammel will have every farthing of the old man's money at his death. A pretty sum, too. A hundred thousand pounds, isn't it?"

"Well, Planner, let me know when he returns. That was a curious report about his marriage. Can it be true?"

"His father denies it, but you mustn't trust the old sinner when he talks about his son. He'll lie through thick and thin for him. They do say he lived with the girl at the time he was at college, and married her at last because her brother threatened to kick him."

"Nonsense, Planner."