Mr Warford, the nephew of Mr Smalltrade, a banker, is in conversation with Mr Plainly, the head clerk:—

"Plainly.—Nay, do not think me curious or impertinent, Mr Warford. I have lived so long with you and your uncle, that I cannot see you unhappy without enquiring the cause.

"Warford.—My uncle is himself the cause. His weakness and credulity will undo us all.

"Plainly.—Excuse me, sir; but I'm afraid the young lady now on a visit at our banking-house, the charming Lady Henrietta, has she not made a very deep impression?

"Warford.—To confess the truth she has; and though, from my inferior situation in life, I can never aspire to the gaining of her affections, she may still have to thank me for saving her from ruin.

"Plainly.—From ruin, sir?

"Warford.—Ay; she is now on the very brink of it. When her father, Lord Orville, went abroad for his health, he gave her a fortune of eight thousand pounds, and left her to the care of her uncle, Sir Thomas Roundhead. At his country seat Mr Smalltrade met with her, and, being banker to her father, he thought it his duty to invite her to his house.

"Plainly.—And she had no sooner entered it than she became acquainted with Sir Charles and Miss Dazzle? I suspect their infamous designs.

"Warford.—Yes, Plainly, when Miss Dazzle has robbed her of her fortune at the gaming-table, Sir Charles is to attempt to deprive her of her honour; but if I don't shame and expose them! Oh, think of the heartfelt satisfaction in saving such a woman as Lady Henrietta! 'Tis true most of her fortune is already lost, and Sir Thomas is so offended at her conduct, that, wanting an heir to his estate, he has adopted his god-daughter Rosa."

In the next page we are shown the mode in which banking was carried on in country towns by persons who had the daughters of lords visiting them—who have gone abroad for their health, and left then such uncountable heaps of sycee silver.