"That 'ud bring you in about eighteenpence," retorted the engineer bitterly.

The stoker laughed pleasantly.

"Wot do you say to three pun' seventeen?" he demanded.

"Better than a poke in the eye with a burnt stick," said the engineer. "Wot did you say was the concern you invested in?"

The stoker felt in the darkness for his superior's arm, grasped it, and putting his mouth close to where he thought his ear ought to be, said loudly:

"A boy."

"Look 'ere, mate," began the engineer, hotly, "if you're trying a joke on me——"

"It ain't no joke," responded the stoker cheerfully. "Leastways not for the boy, it ain't. But Lord! when I think 'ow near I come to lettin' the policy fall through." He chuckled. "It's three weeks gone since I took it out," he said contentedly, "an' paid three weeks' money in advance, an' at threepence a week, that makes ninepence, an' the thought o' them nine half-pints I might 'ave 'ad out o' money 'as drove me 'arf wild with thirst, over an' over. I should 'ave 'ad to pay again come Monday, if only 'e 'ad 'ave lived."

"If only 'e 'ad lived—" repeated the engineer in a strange far-away tone, "Oo's 'e?" he asked eagerly.

"You know old Abey Turner as keeps the little sweet-an'-tobaccer shop over to Dorton Ware?" pursued the stoker. "Old Abey is a agint for the Popular Thrifty Life Insurance Company——"