Such was Mr. Windlespin’s first essay in fortune-hunting, and several affairs of a similar nature had so increased his means, that he found himself quite a respected resident in one of our northern cities, almost before he was aware of his elevated position in society. He was finally chosen a member of congress for the district, and though, owing to some dubious transaction, his seat was disputed, and he magnanimously resigned what he knew he could not keep, yet he never relinquished the prefix of Honorable, to which the choice of his constituents entitled him. Shortly before the appearance of Mr. Charles Stuart Montague upon the scene, Mr. Windlespin had taken his daughters to Paris, where they received the benefit of foreign polish for six weeks, and then returned as highly accomplished as a modern boarding-school, a journey in a French diligence and a taste of French cookery could make them. They meant to marry, and to marry rich, and therefore each had chosen a part which, while it offered a wide field, was likely, as they supposed, to occasion no rivalry.

Mr. Windlespin was too wily to be long in doubt as to Mr. Montague’s circumstances. He managed to discover that he was a widower, sorrowing over the recent loss of a beloved wife, and that he had come to the north with the double motive of dissipating his grief, and purchasing a certain description of merchandise, which he designed to send to the city of Galveston, where a branch of his widely-extended commercial house was established. This news was of course communicated to the young ladies, and while Grace became doubly sentimental, Kate, the amiable romp, determined to wile him from his vain regrets by the charms of gayety. Leaving his daughters to pursue their matrimonial plans, Mr. Windlespin determined to make the most of his present opportunities, and, if possible, to gain some percentage on account of the interesting stranger. He accordingly sounded a friend, a careful old Scotchman, who dealt largely in the kind of goods required by Mr. Montague, and endeavored to secure a handsome commission from him, in case he brought him so profitable a customer. But the crafty old fellow was not to be caught with fair promises; he required proof of Mr. Montague’s ability to become a cash customer, and accepted an invitation to meet him at Mr. Windlespin’s apartments. But the scene which met his eyes when he entered the parlor at early twilight, was not calculated to give him a very exalted opinion of his anticipated dealer. The elegant Mr. Montague, attired in pantaloons of spotless white, with gaiters of the same snowy hue, extending within an inch of the toe of his shining boot—a blue silk fancy jacket, fastened to his waist by a sash of crimson net—an embroidered collar, turned back from his throat, and embroidered ruffles dangling over his delicate hands, seemed to the rough old borderer like the very personification of effeminacy and folly. But when he only half rose from his graceful attitude, and extended the tip of his finger to the visiter, while he directly turned from him to continue his flirtation with the sisters, Mr. MacDonald lost all patience with himself for having been foolish enough to expect any benefit from such a “popinjay.” But even Mr. MacDonald could not read the character of the “interesting stranger.” Early on the following morning, he had scarcely reached the counting-room, when he was surprised by a visit from Mr. Montague, and the old man could scarcely identify the hero of the past evening’s manœuvres in the keen and practised man of business who now addressed him.

“I never talk on business in the presence of ladies, sir,” said the elegant gentleman, “and this, I hope, will account for my silence on the subject last evening; if I am rightly informed, however, you are the very person to whom I was advised to apply by my friend Mr. Tickler, of New Orleans.”

“Ah, Mr. Tickler, cashier of the Sugarcane Bank, you mean; an old friend of mine,” answered Mr. MacDonald, “did he give you letters to me?”

“No, sir,” answered Mr. Montague; “when I left New Orleans, I was not certain whether I should visit Buffalo, or limit my journey to New York, and therefore I brought no letters to any one in this city. However, you probably know your friend’s hand-writing, and, if so, these papers will answer our purpose better than a mere empty introduction.” With these words he drew from his pocket-book sundry certificates of deposit in the Sugarcane Bank, which bore the signature of the cashier.

“That is his hand, sure enough, and a crabbed fist he writes too,” said Mr. MacDonald, after a close scrutiny of the proffered papers. While examining the signatures, the careful old man had not forgotten to glance at the amounts, and he thus learned that the sum of thirty thousand dollars was at that moment lying in the Sugarcane Bank to the credit of Mr. Charles Stuart Montague.

“I am desirous of purchasing some twenty or thirty thousand dollars worth of goods,” said the gentleman, carelessly, “and if I can get them sufficiently cheap here to pay the cost of transportation to New York, I would rather buy in Buffalo than hunt among the Pearl street jobbers in that Babel of a city. I mean to pay cash, and shall ship the goods immediately to Galveston.”

“What an immense business those southern merchants must do,” mentally exclaimed Mr. MacDonald; “he speaks of dollars as if they were pebbles.”

Mr. Montague continued: “If you are disposed to let me have the specified articles at fair prices, with a liberal discount for cash, I will immediately make arrangements to have them sent on. However,” he added, noticing the cautious Scotchman’s hesitation, “perhaps you had better take till to-morrow to think about it, and, in the mean time, I will look round the market, and may possibly be able to find better bargains than you can afford me.”

“Hang the fellow’s boldness,” thought Mr. MacDonald; “if he were a rogue he would not be so indifferent about the matter.” He determined, however, to consult Mr. Windlespin before he made his decision, and therefore fixed upon the following day to settle the affair. Mr. Windlespin took the opportunity offered by Mr. Montague’s daily visit to his daughters, and in the course of a private interview with the merchant, entered into a negotiation with him by which he, Mr. Windlespin, bound himself to take half the risk, on condition of receiving half the profits of the sales made to Mr. Montague. Mr. MacDonald preferred this method to the original proposition of a certain percentage, as it gave him the opportunity of gaining an advantage over both the parties. Accordingly Mr. Montague was waited upon by Mr. MacDonald, and a close and hair-splitting negotiation was carried on for some time, which resulted in the purchase of goods to the value of twenty thousand dollars, which were to be delivered to Mr. Montague’s agent in New York free of all expenses. In return, Mr. Montague handed to Mr. MacDonald certificates of deposit to the amount of twenty-five thousand dollars, which were easily negotiable in New York at three per cent. discount; and as some time would be required to complete the transaction, the stranger agreed to prolong his stay in Buffalo until the delivery of the goods in New York.