Three years passed. At the end of that period, how altered were the circumstances of Charles and his friend!

The expenses of his establishment had increased upon the former until his fortune not only staggered but gave way under the pressure, and, after several ineffectual attempts to retrieve it by speculations, which, ending abortively, only increased his embarrassments, Charles found himself upon the brink of ruin. In these circumstances he found no consolation in the sympathy of his wife. She rather upbraided him with the loss of her fortune, forgetting how much of it she had squandered in her fashionable entertainments. Their altercations, moreover, had increased in frequency and violence ever since the scene we have recorded above, until Charles, unable to find even quiet at his own fireside, sought for relief in the club. Hither he was led, moreover, by the desire of retrieving his fortune, for his embarrassments were still unknown to the world, and he trusted that by a lucky chance he might place himself once more in security. Vain hope! How many deluded victims have indulged in the same delusion before. His course from that hour was downward. He became a gambler; he neglected all business; he lost; his engagements failed to be met; and in a few weeks he was bankrupt.

Meantime the husband of Lucy had been steadily gaining in reputation, and increasing his business, so that at the end of the third year the young couple were enabled to move into a larger and more elegant house, situated in a more desirable quarter. This change of location materially strengthened the business of the young attorney; he became known as one of the rising young men; and he looked forward with certainty to the speedy accumulation of a competency.

“Have you heard any thing further?” said Lucy, one evening to her husband, as he came in from a day’s hard work, “concerning poor Mrs. Lowry or her husband?”

“Yes! my love,” said he, “and it is all over.”

“What! has any thing alarming happened?” said Lucy, anxiously.

“Sit down, dearest, and don’t tremble so,” said her husband, tenderly, putting his arm around her waist, and drawing her to the sofa, “and I will tell you the whole of the melancholy story.

“After his bankruptcy last week, some days elapsed before any thing was known of the place to which my unfortunate friend had gone. It was supposed at first that he had fled with what funds he could lay his hands on. This was the more credible from the ignorance of his wife as to whither he had gone. She, cold-hearted thing, seemed to care little for his loss, but appeared to be chiefly affected by her deprivation of fortune. She even upbraided her husband publicly, and it is said, when some forgeries which he had perpetrated were discovered, and a strict search set on foot after the criminal, she went so far as to hope he might be taken and brought to condign punishment. But you know they never lived happy together.

Well, every attempt to trace the fugitive having failed, the search was about being given up in despair, when intelligence was brought to the city this morning, that a dead body, answering to the description of that of Mr. Lowry, had been washed ashore, a few miles down the river. You may well look alarmed, for the intelligence was too true. It was the body of my poor friend. It is supposed that grief, shame at his bankruptcy, and perhaps remorse for his crime, led him to commit suicide. Poor fellow! his sad fate may be traced to his ill-assorted marriage. He chose a woman whose extravagance always outstripped her fortune, and who, from having brought him wealth, considered him beneath her. He did not know the difference in a wife between Worth and Wealth.