"You will not find many ladies," said Mrs. Clifford "to agree with you."

"Oh, yes! How often do we hear of belles, as distinguished for the simplicity of their toilette, as for the beauty of their persons. How often in real life, and how frequently in novels. There you read that, while the other ladies are shining in satin and lace, and blazing in diamonds, the real rose of the evening eclipses them all in a plain dress of white, without jewels, like some modest flower, unconscious of her charms, and therefore attracting more attention."

"Well, I declare," said Mrs. Clifford, smiling, "it is just as you say!"

"And what does Miss Caroline think of my attack on lace and diamonds?"

"Why," said Caroline, laughing, "since you do me the honor to require my opinion, I will give it you. I agree that such pretending ornaments ill become the old and ugly. There you are right. I agree that the extremely beautiful may also dispense with them. These ball-room belles of yours—these real roses of the evening—are, I suspect, so lovely as to make them exceptions to the general rule. But there is a class of young ladies, among whom I place myself, neither so old and ugly as to make ornament ridiculous, nor so beautiful as to render it unnecessary. To this middle class, a bit of lace—a neat tab—a string of pearls here and there—a pretty worked cape—or a coronet of diamonds, I assure you, do no harm."

"That you are not so ugly as to render ornament ridiculous," replied Franklin, "I allow; but that there is, in your case, any want of lovelines to require—to render—which—"

"Take care, Mr. Franklin!" interrupted Caroline, mischievously, "you are steering right upon the rocks; and a gentleman who refuses all decoration to a lady's toilette, should not embellish his own conversation with flattery."

"Upon my word," replied he, in a lower voice, "to whatever class you belong, Miss Clifford, you do yourself injustice if you suppose lace and diamonds can add to the power of your beauty, any more than the greatest splendor of fortune could increase the charms of your—"

"Ma'ma," exclaimed Caroline, "we have passed the lace shop."

"So we have," said Mrs. Clifford; "but why should we go back—you certainly don't mean to buy any—?"