"Very well, Mrs. Chepstowe; you are losing a noble opportunity, but of course you know best: I am only sorry I can not get rid of the cursed affair altogether. What good will it ever do the children? However, I'll never presume to advise respecting your fortune again, madam."

Paul flounced out of the room and banged the doors matrimonially, each clap having an oath in it; while Barbara, after a hearty good cry, hid, as all women learn to do, an aching heart under a smiling countenance. This was their first difference; that it should be on money matters, and her money too, made it more bitter to her; and she often felt inclined to follow her husband, cancel the deed, and allow him to act as he wished. His mortification was so great, yet so natural. Could he really think she distrusted him? Was he not her husband? was she acting rightly? Oh, no, no! But she remembered her father's words, her own promises, and her doubts were removed: her duty was to retain her rights; her children's claims were no less sacred than their father's. She might not risk their property; she could not honestly frustrate her uncle's intentions.

We will now follow Chepstowe, who was for once thoroughly angry with his wife, himself, and all the world. He was unfeignedly vexed, as a man of business and a bit of a speculator, at losing so fine an opportunity of turning a penny. He grieved as a father, because he could not benefit his family to the extent of his wishes; he was in a terrible passion as a married man unused to contradiction, because his wife had dared not only to think for herself but to have a will of her own. Thus, Mr. Paul Chepstowe, though generally an amiable, clear-headed, flourishing young man, was at this moment disposed to think himself particularly ill-used by his wife and her family, and was more determined than ever to get rich in order to spite them all. Barbara had dared even to doubt the eligibility of this investment; therefore, her worthy husband decided on placing every farthing he could raise in it. "He would not be led by the nose—not he; he was his own master."

Oh, ye lords of creation, which of ye can master yourself? Which of ye is not hag-ridden by some pet passion? For one wife that leads you, you are driven by fifty hobbies—by your own weaknesses, by friends, by the world, by fear of petticoat government.

To return to our "muttons." Paul, though any thing but a black sheep, was now in a humor to stop at no folly in order to assert his independence. Besides, he had declared his intention of taking up a certain number of shares in the new speculation he had wished to patronize, and consequently chose to fancy he could not withdraw from that determination; he therefore allowed his broker to proceed, trusting that Barbara would give way so as to enable him to pay up the first call. His pride, however, was too great to allow him again to address her openly on the subject, and he contented himself with a dignified ill-humor and certain obscure allusions, to which his wife, having the option of not understanding them, chose to turn a deaf ear. She shed many bitter tears, though, over his unkindness; but painful as her position was, his was still worse. Pay-day was coming on, and he must either sell the shares, now rapidly rising, or meet the call. The former would have been the wiser plan, but pride and an over sanguine temperament led him to another course. He secretly raised money in different quarters, and retained the shares. This hampered him, for he had heavy interest to pay, and his concern, though flourishing, could not sustain this drain. Money that should have been expended in his business went to this extraneous speculation, where it lay idle. The shares fell; he had buried his talent. This would not have been so bad, as this unfortunate investment was one which must in the long run prove profitable, to those who had sufficient capital to "bide their time;" but the fact that he was so large a shareholder became known, and was injurious to him; persons chose to fancy he had "too many irons in the fire." There was a talk that he had required "accommodation," his credit began to totter. Even now he might have recovered himself had he possessed sufficient nerve to go boldly on, like a skater on breaking ice, but no—he hesitated—he tottered—he failed.

Of all those whom this failure surprised, Barbara, as often happens, was most unprepared for it. Her husband had struggled on from day to day, now wildly hoping that all would yet be right; now desponding, but determined to avert the knowledge of impending evil as long as possible from those dear ones at home. Besides, a really conscientious woman's eye, even though a wife's, is often to be feared in these cases. Paul yet thought the blow might be escaped; but he knew that with this prospect before them, Barbara would insist on instant retrenchment, and his pride could not brook such an open confession while yet a hope remained. So all was unchanged at home, all save its master; and, though the wife was doomed to seem unconscious of her husband's fitful temper, her heart bled at each harsh word to herself or the little prattlers who now fled from "papa." She had dreaded the loss of her earthly treasure, the riches of his love; to her the truth was a relief, even though embittered by fresh differences or a revival of old complaints.

Things were now desperate with Chepstowe, but when will not a drowning man cling to a straw? He persuaded himself that Barbara might, at the sacrifice of her property, retrieve all, and bent his proud spirit to speak to her. Even now he could not bring himself to own the extent of his involvements, but spoke of some mere temporary embarrassment.

"You see, Barbara, my capital is just now locked up; I can not meet these bills of Roby's, and there'll be the devil to pay; he's a crusty chap, one of the old school, and it's no good asking him for time. Now your uncle's legacy would set all straight."

"Could we offer it as security?"

"Security be hanged! no one would advance me more than three thousand on it; I want five. I wish you to sell out at once, Barbara; it will save us from beggary and disgrace."