The Penalty of a legacy, or a fortune, is the sudden discovery of a host of poor relations you never dreamt of, and of a number of debts you had quite forgotten.

The Penalty of lending, is—with a book or an umbrella, the certain loss of it; with your name to a bill, the sure payment of it; and with a horse, the lamest chance of ever seeing it back again sound.

The Penalty of being a witness, is to be abused by the lawyers, snubbed by the judge, and laughed at by the spectators; besides having the general state of your wardrobe described in the papers next morning.


Awful Contortion of the Face produced by the constant Use of an Eye-glass.


RATHER SEVERE.

"Shall I 'old your 'Orse, Sir?"