This is a very safe rule for every one—always to reserve at least a little, a thing which can be done if we are very decided about the trifles. It is usually the little expenses, a few cents here, a few cents there, which make the big holes in a girl's income.
I do not think that boys are more saving than girls, though there is an opinion to that effect among some people. The fact is that such qualities as economy and prudence are not affairs of sex. They do not belong especially to boys or especially to girls, but depend on training, on conscience, and on disposition.
You ought to have a talk with mamma, and know precisely how much your allowance is meant to cover. Are you expected to buy your own gloves, your handkerchiefs, ties, ribbons, and the small odds and ends of your toilette? Then do you pay your car fares and daily expenses from this sum? And do your church and Sunday-school money, and your little charities, come out of this too? Be sure to have a clear understanding on the whole subject.
Having found out all about it, keep an account of what you receive and what you spend. A little book, with a pencil attached by a string, will be the greatest convenience here, and you can set down every day what you pay out for this or the other thing, and balance the sum at the end of the week. A girl who keeps her accounts with care need never be worried about money. It is not honest to spend what you do not possess. And it is very stupid to be a poor manager.
Any questions in regard to photograph matters will be willingly answered by the Editor of this column, and we should be glad to hear from any of our club who can make helpful suggestions.
Sixteen Years' Subscriber asks where or how one could learn to use a kodak. Full directions for using a kodak accompany the camera; but if one has a friend who uses a camera, it would take but a little time for him to show him how to manipulate the instrument. The making of a good picture is only the result of experience and experiments. After spoiling two dozen plates one generally learns what the camera will and will not do. Directions for developing, etc., are given in the Camera Club Department. "Papers for Beginners" will be found very helpful.