"You're a good little soul, Hessie," said Neal, looking down at her affectionately, his momentary ill-humor passing, "and I suppose it is not your fault if you can't give me any more. No, thank you; I won't take the fiver. Don't worry about me. Here comes Jack in the cutter; we're going to the village." And in a moment he was off.

The next day he went back to St. Asaph's.

The winter passed quickly after Christmas had come and gone, and all had settled down again to the regular routine of work. Mrs. Franklin could not help feeling anxious about Neal. She confided her fears to her husband, but he made light of them.

"The boy only wanted more spending-money, Hester. He is very extravagant, and you will be doing very wrongly if you supply him with more money. His allowance is too large, at any rate, for a boy of his age. Jack gets along perfectly well with just one-fifth the amount."

"But Jack is different."

"Very different, and Neal ought to be different, too. You paid his debts in the fall, which were enormous for a school-boy, and then he was free to start afresh. You will never cure him of extravagance if you keep him supplied with all the money he wants."

Mrs. Franklin was forced to acknowledge the truth of her husband's remarks. She said no more, though she was none the less worried.

Cynthia noticed that her step-mother was not as light-hearted as formerly. They were going in to Boston one Saturday morning to do some shopping together. Cynthia had decided to buy a watch with Aunt Betsey's money, and she had brought the gold pieces with her.

"I am so afraid of losing them I don't know what to do," she said. "Fifty dollars is so enormous, isn't it? Please take it in your bag, mamma; I know I shall lose it."

Mrs. Franklin smiled absently, and when she had put away the money she looked out of the window again.