"I was chatting with a friend at the rail about 2 o'clock, when suddenly I caught a glimpse of the conning tower of a submarine about a thousand yards distant. I immediately called my friend's attention to it. Immediately we both saw the track of a torpedo, followed almost instantly by an explosion. Portions of splintered hull were sent flying into the air, and then another torpedo struck. The ship began to list to starboard.

"The crew at once proceeded to get the passengers into boats in an orderly, prompt, and efficient manner. Miss Helen Smith appealed to me to save her. I placed her in a boat and saw her safely away. I got into one of the last boats to leave.

"Some of the boats could not be launched, as the vessel was sinking. There was a large number of women and children in the second cabin. Forty of the children were less than a year old."

From interviews with passengers it appears that when the torpedoes burst they sent forth suffocating fumes, which had their effect on the passengers, causing some of them to lose consciousness.

Two stokers, Byrne and Hussey of Liverpool, gave a few details. They said the submarine gave no notice and fired two torpedoes, one hitting No. 1 stoke hole and the second the engine room. The first torpedo was discharged at 2 o'clock. In twenty-five minutes the great liner disappeared.

The Cunard Line agent states that the total number of persons aboard the Lusitania was 2,160.

MR. KESSLER'S DESCRIPTION.

[Special Cable to THE NEW YORK TIMES.]

LONDON, Monday, May 10.—Survivors of the Lusitania arriving in London yesterday from Queenstown told some of their tragic experiences to THE NEW YORK TIMES correspondent.

They forcibly expressed the opinion that the Lusitania was badly handled in being run into waters where it was known submarines were waiting. Although not for a moment attempting to shift the blame from the "murderous Germans" for the sinking of a ship full of innocent passengers, they insisted that the officers of the steamship, knowing that submarines were lurking off the Irish coast, ought to have taken a different path to avoid all danger....