37 2 18 6

42 3 8 2

ARTHUR SCRATCHLEY, M.A., F.R.A.S., Actuary.

Now ready, price 10s. 6d., Second Edition, with material additions, INDUSTRIAL INVESTMENT and EMIGRATION; being a TREATISE on BENEFIT BUILDING SOCIETIES, and on the General Principles of Land Investment, exemplified in the Cases of Freehold Land Societies, Building Companies, &c. With a Mathematical Appendix on Compound Interest and Life Assurance. By ARTHUR SCRATCHLEY, M.A., Actuary to the Western Life Assurance Society, 3. Parliament Street, London.

PROVIDENT LIFE OFFICE, 50. REGENT STREET.

CITY BRANCH: 2. ROYAL EXCHANGE BUILDINGS.

Established 1806.

Policy Holders' Capital, 1,192,818l.

Annual Income, 150,000l.—Bonuses Declared, 743,000l.

Claims paid since the Establishment of the Office, 2,001,450l.