2. A more accurate adjustment of the rates of premium to the several ages.

3. A principle in the division of the surplus more safe, equitable, and favourable to good lives.

4. Exemption from entry money.

(*) Annual Premiums for 100l., with Whole Profits.

Age
20—1 15 8

25—1 18 0

30—2 1 6

35—2 6 10

40—2 14 9

45—3 4 9