with those of any existing company.

In this Society the whole profits are divisible among the policy-holders, who are at the same time exempt from personal liability. It claims superiority, however, over other mutual offices in the following particulars.

1. Premiums at early and middle ages about a fourth lower. See specimens below.(*)

2. A more accurate adjustment of the rates of premium to the several ages.

3. A principle in the division of the surplus more safe, equitable, and favourable to good lives.

4. Exemption from entry money.

(*) Annual Premiums for 100l., with Whole Profits.

Age
20—1 15 8

25—1 18 0

30—2 1 6