"You must wait."

"No," I said, "I have a better idea." I paused impressively. "I think that we can fairly assume that my creditors are sportsmen. At any rate, they must have the benefit of the doubt. That being so, I put my own name in the hat and draw against them. If I'm in the first three I get my new coats."

"But——"

"Not a word." I slipped noiselessly out of the room and came back with Henry's Homburg. In less than five minutes everything was prepared.

"Now," said Edith, and she put her hand in the hat. There was a tense silence. "(1) Glover, (2) Tobacconist, (3) Tailor. Bad luck!"

I suppressed a groan. Had I not been sitting down, I should probably have reeled. Then, with an effort, I pulled myself together and smiled.

"Well, that's all right," I said.

"All right?"

"Certainly," I said; "I can pay off the first two."

"But what about the tailor?"