Q. When is it advisable to indulge in a flutter?
A. At the moment when your credit is greater than your balance at the Banker's.
Q. What is a balance?
A. An unknown quantity—to the impecunious.
Q. Is it necessary for the impecunious to suffer want?
A. Not if the lack of funds is concealed from the tradespeople.
Q. Ought not a (legal) infant to pay his debts?
A. Only at the instigation of a County-Court Judge, or if they happen to be debts of honour.
Q. What is a debt of honour?
A. Usually the outcome of a discreditable transaction.