"And what kind of cheques would you like—'Order' or 'Bearer'?" I next heard the Manager asking.

"Show me some patterns, please," commanded Suzanne.

On the wall was a frame containing a number of different cheque varieties, to which her attention was directed.

"Haven't you any other colours?" she asked. "I thought a black-and-yellow cheque would be rather becoming; but don't bother about it if it's not in stock."

She ended by taking one book of blue and one of purple cheques, and with these and a paying-in-book (which she said would do so nicely for spills) we at last departed. From behind the closed door of the private office I distinctly heard a prolonged sigh of relief.

A few days later I came upon Suzanne sitting at her writing-table and examining a cheque with a mystified air.

"Anything wrong?" I asked.

"I don't quite know," she replied. "I sent Angela this cheque the other day to pay for my ticket for the Law-Courts' Revel, and she says the Bank people have returned it to her. And it's marked 'R.D.' in red ink. Who is 'R.D.'?"

"He's the gentleman who censors cheques; and he has a way of disqualifying them when there's not enough cash to pay them. Suzanne, what have you done with all that money I paid into your account last Monday?"

"But I've only paid those footling little bills. There must be tons of money left, unless the Bank's been speculating with it."