Willium (having at critical stage in four-handed game undertaken to spot the red). "'Tis all over, Gearge—my hand be stuck in the pockut."


ELIZABETH OUTWITTED.

"An' when I dies they give me fifteen pounds on the nail an' no waitin'," said Elizabeth triumphantly, as she explained her latest insurance scheme.

"On what nail?" I asked distrustfully. I could not understand why Elizabeth felt justified in paying sixpence per week for a benefit fraught with so little ultimate joy to herself. But she is the sort of girl that can never resist the back-door tout. She is constantly being persuaded to buy something for which she pays a small weekly sum. This is entered in a book, and the only conditions are that she must continue paying that sum for the rest of her natural lifetime.

On these lines Elizabeth has "put in" for many articles in the course of her chequered career. She has had fleeting possession of a steel engraving of Queen Victoria, a watch that never would go—until her payments ceased—a sewing-machine (treadle), a set of vases and a marble timepiece. The timepiece, she explained, was destined for "the bottom drawer," which she had begun to furnish from the moment a young man first inquired which was her night out.

As all these things were taken from her directly her payments fell off, I thought I had better give her the benefit of my ripe judgment. "I shouldn't buy anything on the instalment plan, if I were you," I advised. "Some people seem to be made for the system, but you are not one of them."

"But I 'aven't told you wot I'm buyin' now," she said excitedly, putting a plate on the rack as she spoke. I ought to say she meant to put it on the rack; that it fell two inches short wasn't Elizabeth's fault.

"It was cracked afore," she murmured mechanically as she gathered up the fragments. "Yes, I pays a shillin' a week an' I gets a grammerfone."