John flushed, and his eyes brightened and he held on fast.

"Thanks, Ted, thanks!" he stammered, much moved.

But, as their hands parted, Ted smiled. It was not meant unkindly; but Ted, who was a cocky, self-assured chap, and something of a sport, too, never seemed able to look seriously at the affair for more than a second at a time.

John's courage, which had begun to rise, left him instantly; and he quite lost his self-control. He was white as he took the limp hand Bill stretched out to him.

"Congratulate you, John," the latter said, frigidly, and the "Thanks, Bill, thanks," of the reply was all of a tremble.

Suddenly, however, a new feeling seemed to come over John, and this was indignation—indignation at himself, and anger at the man before him. He reddened, and stood erect again, and dropped Bill's hand; and, without a word, turned to me.

I don't recollect what I said to John. Perhaps I said nothing. I remember only I was thinking, "You'd have lost that bet, Bill, if you'd taken it."

II

Shortly after, Al Williams, who was John's next in rank, came in; but I did not notice his greeting as I was busy over by the window filing checks. Then, at nine, we opened up, and the regular routine of work began.

Nine-thirty was my time for starting off with the morning's collections, drafts on tradespeople, post-office orders, protested checks and the like. I was very anxious that the president should arrive before I left, for I was particularly curious to see how John would take his congratulations, and in what spirit they would be offered.