HAS PAID

$4,900,000Return Premiums to
Policy-Holders.

HAS A SURPLUS OF

$1,700,000OVER
LIABILITIES

By New York Standard of Valuation.

It gives the Best Insurance on the Best Lives at the most Favorable Rates.

EXAMINE THE PLANS AND RATES OF THIS COMPANY.

HENRY STOKES, President.
C. Y. WEMPLE,
Vice-President.
J. L. HALSEY,
Secretary.
S. N. STEBBINS,
Actuary.
H. Y. WEMPLE,
H. B. STOKES,
Assistant Secretaries.

W. & B. DOUGLAS,