"But, in the first place, I must explain how I came to be without money in mine, so soon after arriving in Paris, where so much of the article is necessary. My woes all arise from vanity. That is the rock, that is the quicksand, that is the maelstrom. I presume you don't know anybody else who is afflicted with that complaint? If you do, I'll but teach you how to tell my story, and that will cure him; or, at least, it ought to.

"You see, in crossing over to Liverpool in the steamer, I became acquainted with a charming young lady, who proved to be a second-cousin of my father's. She belongs to the aristocratic branch of our family. Every family tree has an aristocratic branch, or bough, or little twig at least, I believe. She was a Todworth; and having always heard my other relations mention with immense pride and respect the Todworths,—as if it was one of the solid satisfactions of life to be able to speak of 'my uncle Todworth,' or 'my cousins the Todworths,'—I was prepared to appreciate my extreme good fortune. She was a bride, setting out on her wedding tour. She had married a sallow, bilious, perfumed, very disagreeable fellow,—except that he too was an aristocrat, and a millionnaire besides, which made him very agreeable; at least, I thought so. That was before I rode in Madam Waldoborough's carriage: since which era in my life I have slightly changed my habits of thinking on these subjects.

"Well, the fair bride was most gratifyingly affable, and cousined me to my heart's content. Her husband was no less friendly: they not only petted me, but I think they really liked me; and by the time we reached London I was on as affectionately familiar terms with them as a younger brother could have been. If I had been a Todworth, they couldn't have made more of me. They insisted on my going to the same hotel with them, and taking a room adjoining their suite. This was a happiness to which I had but one objection,—my limited pecuniary resources. My family are neither aristocrats nor millionnaires; and economy required that I should place myself in humble and inexpensive lodgings for the two or three weeks I was to spend in London. But vanity! vanity! I was actually ashamed, sir, to do the honest and true thing,—afraid of disgracing my branch of the family in the eyes of the Todworth branch, and of losing the fine friends I had made, by confessing my poverty. The bride, I confess, was a delightful companion; but I know other ladies just as interesting, although they do not happen to be Todworths. For her sake, personally, I should never have thought of committing the folly; and still less, I assure you, for that piece of perfumed and yellow-complexioned politeness, her husband. It was pride, sir, pride that ruined me. They went to Cox's Hotel, in Jermyn Street; and I, simpleton as I was, went with them,—for that was before I rode in Madam Waldoborough's carriage.

"Cox's, I fancy, is the crack hotel of London. Lady Byron boarded there; the author of 'Childe Harold' himself used to stop there; Tom Moore wrote a few of his last songs and drank a good many of his last bottles of wine there; my Lords Tom, Dick, and Harry,—the Duke of Dash, Sir Edward Splash, and Viscount Flash,—these and other notables always honor Cox's when they go to town. So we honored Cox's. And a very quiet, orderly, well-kept tavern we found it. I think Mr. Cox must have a good housekeeper. He has been fortunate in securing a very excellent cook. I should judge that he had engaged some of the finest gentlemen in England to act as waiters. Their manners would do credit to any potentate in Europe: there is that calm self-possession about them, that serious dignity of deportment, sustained by a secure sense of the mighty importance of their mission to the world which strikes a beholder with awe. I was made to feel very inferior in their presence. We dined at a private table, and these ministers of state waited upon us. They brought us the morning paper on a silver salver; they presented it as if it had been a mission from a king to a king. Whenever we went out or came in, there stood two of those magnates, in white waistcoats and white gloves, to open the folding-doors for us, with stately mien. You would have said it was the Lord High Chamberlain and his deputy, and that I was at least Minister Plenipotentiary to the Court of St. James. I tried to receive these overpowering attentions with an air of easy indifference, like one who had been all his life accustomed to that sort of thing, you know; but I was oppressed with a terrible sense of being out of my place. I couldn't help feeling that these serene and lofty highnesses knew perfectly well that I was a green Yankee boy, with less than fifty pounds in my pocket; and I fancied that, behind the mask of gravity each imperturbable countenance wore, there was always lurking a smile of contempt.

"But this was not the worst of it. I suffered from another cause. If noblemen were my attendants, I must expect to maintain noblemen. All that ceremony and deportment must go into the bill. With this view of the case, I could not look at their white kids without feeling sick at heart; white waistcoats became a terror; the sight of an august neckcloth, bowing its solemn attentions to me, depressed my very soul. The folding-doors, on golden hinges turning,—figuratively, at least, if not literally, like those of Milton's heaven,—grated as horrible discords on my secret ear as the gates of Milton's other place. It was my gold that helped to make those hinges. And this I endured merely for the sake of enjoying the society, not of my dear newly-found cousins, but of two phantoms, intangible, unsatisfactory, unreal that hovered over their heads,—the phantom of wealth and the still more empty phantom of social position. But all this, understand, was before I rode in Madam Waldoborough's carriage.

"Well, I saw London in company with my aristocratic relatives, and paid a good deal more for the show, and really profited less by it, than if I had gone about the business in my own deliberate and humble way. Everything was, of course, done in the most lordly and costly manner known. Instead of walking to this place or that, or taking an omnibus or a cab, we rolled magnificently in our carriage. I suppose the happy bridegroom would willingly have defrayed all these expenses, if I had wished him to do so; but pride prompted me to pay my share. So it happened that, during nine days in London, I spent as much as would have lasted me as many weeks, if I had been as wise as I was vain,—that is, if I had ridden in Madam Waldoborough's carriage before I went to England.

"When I saw how things were going, bankruptcy staring me in the face, ruin yawning at my feet, I was suddenly seized with an irresistible desire to go on to Paris, I had a French fever of the most violent character. I declared myself sick of the soot and smoke uproar of the great Babel,—I even spoke slightingly of Cox's Hotel, as if I had been used to better things,—and I called for my bill. Heavens and earth, how I trembled! Did ever a condemned wretch feel as faint at the sight of the priest coming to bid him prepare for the gallows, as I did at the sight of one of those sublime functionaries bringing me my doom on a silver salver? Every pore opened; a clammy perspiration broke out all over me; I reached forth a shaking hand, and thanked his highness with a ghastly smile.

"A few figures told my fate. The convict who hears his death-sentence may still hope for a reprieve; but figures are inexorable, figures cannot lie. My bill at Cox's was in pounds, shillings, and pence, amounting to just eleven dollars a day. Eleven times nine are ninety-nine. It was so near a round hundred, it seemed a bitter mockery not to say a hundred, and have done with it, instead of scrupulously stopping to consider a single paltry dollar. I was reminded of the boy whose father bragged of killing nine hundred and ninety-nine pigeons at one shot. Somebody asked why he didn't say a thousand. 'Thunder!' says the boy, 'do you suppose my father would lie just for one pigeon?' I told the story, to show my cousins how coolly I received the bill, and paid it,—coined my heart and dropped my blood for drachmas, rather than appear mean in presence of my relatives, although I knew that a portion of the charge was for the bridal arrangements for which the bridegroom alone was responsible.

"This drained my purse so nearly dry that I had only just money enough left to take me to Paris, and pay for a week's lodging or so in advance. They urged me to remain and go to Scotland with them; but I tore myself away, and fled to France. I would not permit them to accompany me to the railroad station, and see me off; for I was unwilling that they should know I was going to economize my finances by purchasing a second-class ticket. From the life I had been leading at Cox's to a second-class passage to Paris was that step from the sublime to the ridiculous which I did not wish to be seen taking. I think I'd have thrown myself into the Thames before I would thus have exposed myself; for, as I tell you, I had not yet been honored with a seat in Madame Waldoborough's carriage.

"It is certainly a grand thing to keep grand company; but if ever I felt a sense of relief, it was when I found myself free from my cousins, emancipated from the fearful bondage of keeping up such expensive appearances; when I found myself seated on the hard, cushionless bench of the second-class car, and nibbled my crackers at my leisure, unoppressed by the awful presence of those grandees in white waistcoats, and by the more awful presence of a condemning conscience within myself.