"Well, about that money of yours?" said Sandford.
"I left it, as a loan on call, at Danforth's. But how do you propose to invest it?"
"I haven't fully made up my mind. Perhaps it is best you should not know. I will guaranty you eight per cent., and agree to return the principal on thirty days' notice. So you can try, meanwhile, and see if you can do better."
Monroe agreed to the proposal, and drew a check on the broker for the amount, for which Sandford signed a note, payable thirty days after presentation. The friends now separated, and Monroe went to his warehouse.
Stockholders began to come to look over the morning papers, and chat about the news, the stocks, and the degeneracy of the times. What a club is to an idle man of fashion,—what a sewing-society is to a scandal-loving woman,—what a billiard-room is to a man about town,—what the Athenæum is to the sober and steadfast bibliolater,—that is the Insurance Office to the retired merchant, bald and spectacled, who wanders like a ghost among the scenes of his former activity. The comfortable chairs, and in winter the social fires in open grates,—the slow-going and respectable newspapers, the pleasant view of State Street, and, above all, the authoritative disposition of public affairs upon the soundest mercantile principles of profit and loss,—all these constitute an attraction which no well-brought-up Bostonian, who has money to buy shares, cares to resist, at least until the increasing size of his buckskin shoes renders locomotion difficult.
To all these solid men Mr. Sandford gave a hearty good-morning, and a frank, cheerful smile. They took up the journals and looked over the telegraphic dispatches, thinking, as they were wont, that the old Vortex was lucky, above all Companies, in its honest, affable, and intelligent Secretary.
Mr. Sandford retired to his private room and looked hastily at his morning letters; but his mind did not seem to be occupied with the business before him. He rang the bell for the office-boy. "Tom," said he, "go and ask Mr. Fletcher to step down here a minute." He mused after the boy left, tapping his fingers on the table to the time of a familiar air. "If I can keep Fletcher from dabbling in stocks, I shall make a good thing of this. I shall keep a close watch on him. To manage men, there is nothing like knowing how to go to work at them. All the fools are jack-a-dandies, and one has only to find where the strings hang to make them dance as he will. I have Fletcher fast. I heard a fellow talking about taming a man, Rarey-fashion, by holding out a pole to him with a bunch of flowers. Pooh! The best thing is a bit of paper with a court seal at the corner, stuck on the end of a constable's staff."
Mr. Fletcher entered presently,—the office where he was employed being only a few doors off. He was a slender young man, with strikingly regular features and delicate complexion; his mobile mouth was covered by a fringy moustache, and his small keen eyes were restless to a painful degree. The sudden summons appeared to have flustered him; for his eyes danced more than usual, giving him the startled and perplexed look of a hunted animal at bay. He was speedily reassured by Sandford's bland voice and encouraging smile.
"A new opening, Fletcher,—a 'pocket,' as the Californians call it. Is there any chance to operate? Just look about. I have the funds ready. Something safe, and fat, too."
"Plenty of chances to those who look for them," replied Fletcher. "The men who are hard up are the best customers; they will stand a good slice off; and if a man is sharp, he can deal as safely with them as with the A 1s, who turn up their noses at seven per cent."