Hon. Owen A. Bassett, ex-Judge Fourth Judicial District, Lawrence, Kansas.

Dr. H. Warren, Danville, Conn.

Dr. Moses Parker, Groveland, Mass.

These securities are negotiated by an incorporated company of large experience and strong financial standing. Their charter is perpetual, so the care of the loans will not be thrown upon the investor, as it would be in case of the death, change of business or location of an individual or firm negotiating the same. They combine the loan, tax, legal, and insurance departments, making this an exclusive business; personally investigating every application and guaranteeing every loan, thereby protecting the investor by a double security.

M.V.B. BULL & CO.,

TWEDDLE BUILDING, ALBANY, N.Y.

Financial Agents WESTERN FARM MORTGAGE CO., of Lawrence, Kansas.


ST. NICHOLAS

FOR