“What is this? What does it all mean?” she said, as Mrs. Redacre, who was not lying on the sofa, but actively sorting letters at a table, stood up with an exclamation of welcome and hastened to meet her.

The colonel was standing with his back to the fire.

“It means this: that we are beggared,” he said.

“Only for a few years, Hugh. Don’t speak in that despairing way about things!” said his wife, and she cast a look of tender entreaty at him.

“Tell me, for goodness’ sake, what has happened,” said Mrs. Monteagle. “I hear that somebody has died and that you are ruined by their death.”

“That is about it,” said the colonel. “I put my name to a bill for £30,000 some five years ago, and the man for whom I did it is dead, and died a bankrupt, leaving me to pay the money.”

“Thirty thousand pounds!” repeated Mrs. Monteagle.

“We can pay it, Hugh, and Providence will come to our aid,” said his wife.

“By sending us another income when every penny has gone to meet this bill?”

“I don’t know how; but trust me, dearest, help will come. If only you won’t break down under it! What does poverty or anything matter so long as we are left to bear it together?”