Dorothy stood awkwardly by the bed; she didn't like her mother to apologise, and she didn't want the lecture which she imagined was coming.

"Father," said Mrs. Graham, "is in a very bad way indeed. I can't explain to you all about it because you would not understand, but a friend he trusted very much has failed him, and another friend has been spreading false rumours about his business. If he doesn't get enough money to pay his creditors by Saturday he must go bankrupt. Miss Addiscombe was a friend of his long ago. She has not been kind to him lately, and she has always been rude to me. I didn't tell father because I knew he would not let me, but I wrote and told her just how it was, and asked her to let bygones be bygones. I was hoping so much she would come, and if she came she would have lent him the money. She has so much it would mean nothing to her. Then I was disappointed in London. I thought Mr. Meredith would have been there—he is rich too—and my cousin, but he is not over at all: just his wife and daughter, and they are rushing through London. They were so busy we had scarcely time to speak. I half wonder they remembered my existence."

"Oh, mother!" protested Dorothy; and then with great effort: "You could go over to-morrow to Miss Addiscombe, or write, mother; she would understand."

"No, dear. It is no use thinking of it. To offend her once is to offend her always. Besides, I am tired out, and there are only two more days. I have told you because I didn't want it to all come quite suddenly, and you are so wrapt up in yourself, Dollie, you don't notice the way Dick does. If you had told me he had passed, Dorothy, when I came in, I should not have felt quite so bad."

"But I didn't know, mother," said Dorothy. "Dick didn't tell me. Has he passed?"

"Whose fault was it, Dollie? He came home to dinner and found you all alone. Did you ask him how he had got on?"

Dorothy hung her head. Mrs. Graham kissed her. "Well, go to bed and pray for dear father," she said. "It is worse for him than for any of us."

Dorothy felt as if she were choking. When she got to the door she stood hesitating with her hand on the handle.

"I have a hundred pounds in the Bank, mother, that grandma left me. Father can have that if it would be any use." She had made the offer with an effort, for Dorothy liked to have a hundred pounds of her own. What little girl would not? But her mother answered peevishly: "It would be no more use than if you offered him a halfpenny. Don't be foolish."

Dick's door was open and Dorothy went in.