"The place we first occupied was purchased of Mr. C——, a merchant, who took it in payment of sundry large debts, which the owner, a New England loyalist, had been unable to settle. Old Joe H—, the present occupant, had promised to quit it with his family at the commencement of sleighing; and as the bargain was concluded in the month of September, and we were anxious to plough for fall wheat, it was necessary to be upon the spot. No house was to be found in the immediate neighborhood save a small dilapidated log tenement, on an adjoining farm (which was scarcely reclaimed from the bush), that had been some months without an owner. The merchant assured us that this could be made very comfortable until such time as it suited H—to remove."

With singular want of caution, Mr. and Mrs. Moodie neglected to visit this "log tenement" before signing an agreement to rent it. On a rainy September day they proceed to take possession:

"The carriage turned into a narrow, steep path, overhung with lofty woods, and after laboring up it with considerable difficulty, and at the risk of breaking our necks, it brought us at length to a rocky upland clearing, partially covered with a second growth of timber, and surrounded on all sides by the dark forest. 'I guess,' quoth our Yankee driver, 'that at the bottom of this 'ere swell, you'll find yourself to hum;' and plunging into a short path cut through the wood, he pointed to a miserable hut, at the bottom of a steep descent, and cracking his whip, exclaimed, 'It's a smart location that. I wish you Britishers may enjoy it.' I gazed upon the place in perfect dismay, for I had never seen such a shed called a house before. 'You must be mistaken; that is not a house, but a cattle-shed, or pig-sty.' The man turned his knowing keen eye upon me, and smiled, half humorously, half maliciously, as he said, 'You were raised in the old country, I guess; you have much to learn, and more perhaps than you'll like to know, before the winter is over.'"

The prophet of evil spoke truly. It was a winter of painful instruction for the inexperienced young woman, and her not very prudent husband. We might fill columns with a bare list of their vexations and disasters. Amongst the former, not the least arose from the borrowing propensities of their neighbors. They had 'located' in a bad neighborhood, in the vicinity of a number of low Yankee squatters, "ignorant as savages, without their courtesy and kindness." These people walked unceremoniously at all hours into their wretched dwelling, to criticise their proceedings, make impertinent remarks, and to borrow—or rather to beg or steal, for what they borrowed they rarely returned. The most extraordinary loans were daily solicited or demanded; and Mrs. Moodie, strange and timid in her new home, and amongst, these semi-barbarians—her husband, too, being much away at the farm—for some time dared not refuse to acquiesce in their impudent extortions. Here is a specimen of the style of these miscalled 'borrowings.' On the first day of their arrival, whilst they were yet toiling to exclude wind and rain from the crazy hovel, which their baggage and goods filled nearly to the roof, a young Yankee 'lady' squeezed herself into the crowded room:

"Imagine a girl of seventeen or eighteen years of age, with sharp, knowing-looking features, a forward impudent carnage, and a pert flippant voice, standing upon one of the trunks, and surveying all our proceedings in the most impertinent manner. The creature was dressed in a ragged, dirty, purple stuff gown, cut very low in the neck, with an old red cotton handkerchief tied over her head; her uncombed, tangled locks falling over her thin, inquisitive face in a state of perfect nature. Her legs and feet were bare, and in her coarse, dirty, red hands she swung to and fro an empty glass decanter."

The mission of this squalid nymph was not to borrow but to lend. She "guessed the strangers were fixin' there," and that they'd want a glass decanter to hold their whisky, so she had brought one over. "But mind—don't break it," said she; "'tis the only one we have to hum, and father says it's so mean to drink out of green glass"—a sentiment worthy of a colonel of hussars. Although quite pleased by such disinterested kindness and attention, Mrs. Moodie declined the decanter, on the double ground of having some of her own, and of not drinking whisky. The refusal was unavailing. The lady in ragged purple set down the bottle on a trunk, as firmly as if she meant to plant it there, and took herself off. The next morning cleared up the mystery of her perseverance. "Have you done with that 'ere decanter I brought across yesterday?" said the 'cute damsel, presenting herself before Mrs. Moodie with her bare red knees peeping through her ragged petticoats, and with face and hands innocent of soap. The English lady returned the bottle, with the remark that she had never needed it.

"'I guess you won't return it empty,' quoth the obliging neighbor; 'that would be mean, father says. He wants it filled with whisky.'"

The hearty laugh which this solution of the riddle provoked from the inmates of the log-house offended the female Yankee, who tossed the decanter from hand to hand and glared savagely about her. But the ridicule was insufficient to deter her from the whisky hunt. When assured there was none in the place, she demanded rum, and pointed to a keg, in which she said she smelt it. Her keen olfactories had not deceived her. The rum, she was told, was for the workmen:

"'I calculate,' was the reply, 'when you've been here a few months, you'll be too knowing to give rum to helps. But old-country folks are all fools, and that's the reason they get so easily sucked in, and be so soon wound up. Cum, fill the bottle, and don't be stingy. In this country we all live by borrowing. If you want any thing, why, just send and borrow from us.'"

When the decanter was filled and delivered to this saucy mendicant, Mrs. Moodie ventured to petition for a little milk for her infant, but Impudence in purple laughed in her face, and named an exorbitant price at which she would sell it her, for cash on delivery. It seems incredible that, after this ingratitude, Mrs. Moodie continued her 'lendings' to the family of which her new acquaintance was a distinguished ornament.