Borrowing
Borrowing is easy but the day of payment is hard.
Chance
He who waits for chance may wait for a year.
Character
Wherever a man goes to dwell his character goes with him. Every man's character is good in his own eyes.
Charity
Charity is the father of sacrifice.
Children
There is no wealth without children. It is the duty of children to wait on elders, not elders on children.