"It will be fifty pounds—twenty-five down, and the rest in monthly instalments of one pound after you have got your H.A.W.," said the Master Genius.

"If you please, what is my H.A.W.?" asked young Bansted Downs.

"Your final degree—your Head Above Water."

"That will not be just yet?" asked the youth.

"Oh, dear, no! Not for a very long while, if ever. There are two preliminary degrees to get before that. There are the F.I. and the E.P.—your Foot In and your Ear of the Public; and before you can obtain either of these you will have to Make your Mark."

"I can sign my name—will not that do as well?" asked the youth.

"THE MASTER GENIUS."

"That entirely depends upon the sort of name. If it's just a surname with a coronet over it, it entitles you to your F.I. and your E.P. without any examination. You have the same advantage if you can append to your signature either of the following affixes: P.P. (Pertinacious Pusher) or C.I. (Chum of the Influential).

"But if you can't sign these kinds of names, you will have to Make your Mark. It's a difficult mark, and requires a lot of learning.