His modus operandi in the forged will case was both simple and elaborate. Its simplicity lies in the fact that it merely took the form of an advertisement in the newspapers, stating that a Mr. Clark had died leaving many thousands. Applications from persons of that name were invited. It was a taking bait, and hundreds nibbled at it, as is proved by a perusal of the papers preserved as relics of this case at "The Yard." Howard was magnificently artful. He did not choose the name of Smith, Brown, or even Jones—but one almost as common. A person would write in answer to the advertisement. Howard would reply, asking for fifty shillings, prepaid, to cover inquiry fees, and holding out further bait by stating that only the first thirty-five "Clarks" would receive a share; that the money could not go to persons of affluence, but to people of small means; that he could only correspond with principals, and that "James Hill Cooper Clark" had left the highly respectable sum of £105,000. Who would not be one of the happy thirty-five for fifty shillings!

A "FLASH" NOTE.

Howard and his works might be dilated on from cover to cover of this Magazine, but to show how perfectly he played his "clients" we will give two extracts from the scores of documentary proofs we have examined. One is a death certificate, and it reads:—

"In memory of William Clark, of——, who departed this life, April——, 18——." Then follows: "I hereby declare that the above is a true copy from the tombstone of W. Clark, of——."

The suggestion to copy the tombstone could not have been evolved from any mind but that of the late Charles Howard. The other is from a confiding person who writes—Howard has evidently asked for a commission—"I am willing to have ten per cent. reducted," and the bad-spelling simpleton plaintively adds: "Please to get the thing through as soon as possible."

ADDRESS BOOKS, MEMORANDA, ETC., OF A PROFESSIONAL BEGGING-LETTER WRITER.

Your true begging-letter writer is certainly entitled to join the family circle of forgers, though in most cases only as a distant cousin. What a begging-letter writer Howard would have made! But there are men and women whose talents in this peculiar art are just as fine if not so varied. It is only when a man attains to position that he becomes aware of what a number of boys used to play marbles with him at school. Your begging-letter writer at once marks him for his own, he has "got him on the list."

It would be quite impossible, in a short paper such as this, to place on record anything more than a few of the methods of your modern begging-letter writer; of the old soldier who sends a line to some Army man at his club; of the ardent but hard-up politician who addresses some M.P.; of the real truth regarding that hurriedly pencilled note addressed to the City merchant and stating that "years ago" the applicant was once "on the market himself," etc., and would you oblige with five shillings, "which I faithfully promise, dear sir, to pay you back in a fortnight's time." Have you ever met the good woman—perhaps you have heard from her—who is a widow with two children, her husband is lying dangerously ill at home, and she wants a few shillings to purchase necessaries. As a proof of her honesty she incloses the receipt for her last month's rent. A certain society can show you a bundle of some forty of these letters, and every one of them contains a receipt for that same month's rent. The common lodging-house is the depôt for every fraud under the sun, and there are scores of men who frequent them who will write you the most touching appeal for threepence or fourpence, and find the note-paper into the bargain.