Investigations prove that there is no great wage variation in different sections of the country. In the West wages run slightly higher than in the East, and in the larger cities than in the smaller towns. From a study of 1,391 New York girls working in department stores, the average earnings were reported as $4.69 a week during the first year and $5.28 the second. They increased in ten years, to $9.81, during which period many fall out of the ranks. Buyers and expert saleswomen remain. Their average earnings mount up to $13.33. In factories the average earnings of 3,421 girls showed $4.62 a week for the first year and $5.34 for the second year. After ten years’ experience $8.48 was reached.

The majority of girls at work live at home and, in many cases, have to a certain extent the protection of their family. But an ever-increasing number of girls are entering the towns and cities, quite alone and friendless, to earn their way. These girls either keep house, live in families, in boarding and lodging houses or in the organized boarding house.

The girl who lives at home usually gives all her earnings to her parents—over 84 per cent working in shops, and 88 per cent in factories in New York city, and a similar number in Chicago and St. Louis. The parents rely upon their daughters for an exact amount of income, so that these girls are in no sense “pin money workers.” The girl at home in New York city usually lives in a three to five-room flat in a tenement house, for which her father pays from $10 to $35 a month; and into these cramped quarters, one, two or more boarders are frequently taken.

In New York, Chicago, Philadelphia, St. Louis, Boston, Minneapolis and St. Paul, it has been estimated that about 65,000 girls, exclusive of stenographers, office girls, nurses and teachers, are without homes, and entirely dependent upon themselves for support. Girls with a low standard of living can live more cheaply by keeping house than in any other manner. This means that several girls may join together and rent a two or three room flat. After their daily work of eight to twelve hours in factory, shop or office, is over, they have the housework to do—cleaning, cooking, washing and sewing. A girl keeping house or living in lodgings may save on food. She may go without breakfast or lunch, or have bread and coffee for breakfast, bread for lunch, and bread and soup or meat for dinner. She may spend part of her evenings making clothes, the material for which has been bought with money saved from food. “Oh, my, where would we get our clothes, if we bought meat every day?” asked one girl. How long do these girls remain economically efficient?

Fortunate is the girl who can find a home with some respectable tenement house family. Here she frequently underpays. Anna Friedman earns $7 a week as cashier; she lives with Mrs. McCoy in a $27 a month five-room flat. Anna pays $3 a week for her accommodation, but considers herself entirely self-supporting, as Mrs. McCoy’s husband is absent part of the time, and Anna’s companionship is of some value. She therefore has a margin of $4 for clothes, laundry, amusements, sickness and incidentals, and is well off. Girls living in this way usually associate with the family, using all rooms in common.

The most dangerous way in which a girl can live is in a lodging, or as they are called “a furnished-room house.” Investigations of forty-three boarding and lodging houses in one city showed that five were known to be houses where fast women lived. “Not only were good and bad houses on the same block, but good and bad people were living in the same house.”

Freda Lippeg earned $3 a week, and paid $1.50 for her room; her food, which she cooked in her room, cost her $1.46. Seeing how easy it is for them to get plenty to eat, pretty clothes to wear, and to have “good times,” what temptations are placed in the way of such girls living in houses with immoral women!

While a landlady may prove to be a girl’s best friend, giving her advice, trusting her when she is unable to pay, even lending her money, in the majority of cases the girl has no supervision at all. With the exception of houses in Philadelphia, where the wage earner’s standard of respectability demands a sitting room, few houses can afford to have one. As a lodging house is now conducted, the landlady’s net profits, are usually free rent of her room and $150 a year. As the parlor is the best paying room, the requirement of its use for lodgers would mean a readjustment of rents, either of house or rooms or both. So the girls receive their “gentlemen friends” in their bed rooms.

For the young girl in a strange city, earning moderate wages, no manner of life is so capable of approaching that of the home as the organized boarding house. Scattered throughout the United States are a number of these houses, but the supply can in no way approach the demand. In many cases they are too expensive for the poorer girl to afford. Few of these houses aim to be self-supporting, which fact also deters many self-respecting girls. The girl rightfully wishes to be a customer at the boarding house, and not an object of charity. The rules in some of the houses are stringent; sometimes a closing hour is enforced, and girls returning later may be locked out. Nearly all have an age and a wage limit. But they all have a drawing room which is usually furnished with a piano, books and magazines. Here girls may receive their friends, and have the companionship of other girls. Often warm friendships are formed.

The welfare of the house depends upon the “housemother,” whose opportunities and responsibilities are unbounded. To be able to keep a clean, well ordered, full house; to supply an ample amount of nourishing food; to receive enough board money from the girls to cover all expenses without dunning them is no easy matter. But in addition to this to be sympathetic without being partial or sentimental; to be able to care for the tired and sick; to be patient and firm with the hysterical; to understand and direct youth, gayety and extravagance; and to help the girls who are in danger of losing their “woman’s heritage,” a woman must give the best that is in her. The Eleanor Clubs in Chicago; the Ladies’ Christian Union Houses, the Chelsea House Association and the Virginia in New York; and the Girl’s Friendly Society Lodges in New York, Providence and Louisville are helping to solve the housing problem for girls. But why have we not hundreds, instead of tens of these houses? Can we not see the relationship between unsanitary, overcrowded homes, the loneliness and often vicious environment of many lodging houses, and human waste and immorality?