He—Then this is your final answer, Miss Jones?

She—It is.

"You won't have me?"

"I am sorry, but I must decline."

"Then I will do something desperate."

"What will you do?"

"I will make away with myself."

"Oh! don't."

"I will. I'm determined to do it."

"Well, if you are determined, give a proof that you truly love me by insuring your life in my favor for $20,000 or so before you commit the desperate deed. I will get money from papa to pay the premium."