"They held on to their money more tenaciously than the rest," Atilio continued. "They were as patient and tireless as stubborn oxen; but they lost in the end like every one else. Who doesn't lose here—even the Casino, that always wins, is losing now. Before the war it brought in an income of forty million francs a year. At the present time it clears not more than three or four millions and since enormous expenses have to be covered, it has had to ask for loans to go on living, the same as a State."

Michael observed those who were passing through the bar. There was only one man for every ten women.

"That's the war, too," said Castro. "You can see women, women everywhere! Before the war, if you recall, even in peace times, the proportion of women was always larger. There are fewer men but they play higher stakes. They risk their money with more daring; three-fourths of the crowd around the tables were composed of women. When women are afraid of love, or disillusioned by it, they give themselves up to gambling with passionate intensity. It is the only means they can find to express their imagination. Besides, when one takes into account their love of luxury, which is never proportionate to their means, and considers the needs of present day women which were unknown to their grandmothers.... Look—look over there." He pointed discreetly to a lady advanced in years, modestly dressed and with a face that was daubed with rouge, who was being approached with supplicating looks and gestures by two other young and elegantly dressed ladies. It was easy to guess that they had come in there purely for the sake of discussing some business affair, away from the prying eyes in the gambling rooms.

"They are asking for a loan and she is refusing," Castro continued. "Perhaps it is the second or third time in the afternoon. This lady is a rival of the old man who wears the Sacred Heart on his lapel. He is quite a character, that old usurer! He began as a waiter in a café and must have some two millions now after thirty years of honorable toil. Everything he owns is to be given to the village of La Turbie, which has named him its benefactor. He pays for images of Saints and has rebuilt the church——. Notice: the lady is softening. They are going to get the loan."

The three women had disappeared through the mahogany door leading to the women's lavatories. As the loan agent kept her funds in her petticoats, it was necessary for her to pull up her skirts to carry on her negotiations. Shortly after she came out and walked rapidly in the direction of the gambling room. She had to go on watching several women to whom she had loaned money, to see if they were winning. The two young women followed her with their purses still open, hurriedly counting the bank notes they had just received.

Castro, who had suffered the humiliation of similar operations more than once, began bitterly to attack the vice which maintained this enormous edifice and the whole Principality.

He played to win, played because he was poor; but so many rich people came there and risked the foundations of their well being!

"Gambling is a functioning of the imagination. That is why you must have noticed that men with real imagination, writers, and true artists, seldom gamble. Many of them have caused great scandals by their extraordinary vices, reaching the point of monstrosity. But none of them have ever distinguished themselves as gamblers. They have other more exciting subjects to which they may apply their imaginative powers. On the other hand the great mass of human beings feel the charm of gambling and the more commonplace the individual, the more strongly is he attracted by the fascination of chance. Our acts are guided by the desire of obtaining the maximum of pleasure with a minimum of pain and effort; and you cannot obtain this better than by gambling. We all obey our hopes that do what seems most advantageous. We like to exaggerate the probability that what we most earnestly want to happen will occur, and we end by taking our desires for reality. Every day those who come in here have a feeling of certainty that they will come away taking a thousand, twenty thousand, or a hundred thousand francs with them, and, as a matter of cold fact, they come away with empty pockets. It doesn't make any difference, they will come back the next day, guided by the same illusions."

He stopped talking as though depressed by the thought that he was painting his own picture. Then he added:

"What is the difference? Without these illusions, which gently stimulate the imagination, life would overwhelm us. It is perhaps fortunate for us that our hopes are not mathematically exact, that our destiny is largely shaped by luck. Besides, life is short. The future is uncertain; if fortune is to be ours, should we not prepare the way so that it may come swiftly? And what better way than that of gambling? When we put our hope in some far-off future time, it is not worth much. If we are to win, let it be soon and once for all. Our life is nothing more than a game of chance. We are gamblers all, even those of us who have never touched a card. Professions, business, and love itself are pure gambles, pure luck, a matter of chance. Cleverness and intelligence may cause our life games to turn out favorably, but chance still retains its hold on us, and the luck of an individual is what is most important. To become rich, even in the most stable business enterprises, one must be favored by a combination of extraordinary circumstances, a continual run of luck. A man never has become rich or celebrated merely on his own merits."