Ned turned around slowly, as though idly, indeed, and tried to see the faces of the two men behind him. One was a small, neatly dressed man of professional appearance. He wore a Vandyke beard and eyeglasses. The other's face Ned could not see; but as they both rose just then and strolled toward the door of the bank he could observe that the fellow was big and burly.

Ned wheeled to his friend, the vice president, and asked:

"Who are those men, Mr. Stanley? Do you know them?"

The pair were just going out through the revolving door. The vice president craned his neck for a look at them.

"Don't know the small man, Ned. But the other is named O'Malley, I believe. Somebody introduced him here and he gets a check cashed occasionally. Not a customer of the bank."

At that moment the name "O'Malley" did not mean anything to Ned Newton. But he bade his friend good-bye and went out after the two men. They had disappeared.

Rad was in the electric runabout, waiting for him. The words spoken by O'Malley (Ned thought it must have been he who spoke of the invention because of his deep voice) continued to disturb Ned's thought.

"Rad," he said, as he got into the runabout, "did you ever hear the name O'Malley?"

"Sure has," declared the colored man. "And it's a bad name and a bad man owns it."

"Do you mean that?" exclaimed the financial manager of the Swift Construction Company, with increasing apprehension. "Who is he?"