"Oh, working overtime."
"What's the occasion?"
"We're trying out a new system to increase the bank business."
"What's the matter? Aren't you folks getting business enough, after the big deposits we made of the bullion from the wreck?"
"Oh, it's not that. But haven't you heard the news? There is talk of starting a rival bank in Shopton, and that may make us hustle to hold what business we have, to say nothing of getting new customers."
"A new bank, eh? Who's going to start it?"
"Andy Foger's father, I hear. You know he was a director in our bank, but he got out last week."
"What for?"
"Well, he had some difficulty with Mr. Pendergast, the president. I fancy you had something to do with it, too."
"I?" Tom was plainly surprised.