"Why not?"

"Because I know my father and Mr. Damon will stick to the old bank. They won't have anything to do with the one Andy Foger's father starts. Don't you worry."

"Well, that will help some," declared Ned. "They are both heavy depositors, and if they stick to the old bank we can stand it even if some of our smaller customers desert us."

"That's the way to talk," went on the young inventor. "Let Foger start his bank. It won't hurt yours."

"What are you making now?" asked Ned, a little later, looking with interest at the machinery over which Tom was bending, and to which he was making adjustments.

"New electric automobile. I want to beat Andy Foger's car worse than I did on my motor-cycle, and I also want to win a prize," and the lad proceeded to relate the incidents leading up to his construction of the storage battery.

Tom and Ned were in the shop until long past midnight, and then the bank employee, with a look at his watch, exclaimed:

"Great Scott! I ought to be home."

"I'll run you over in Mr. Damon's car," proposed Tom. "He left it here the other day, while he and his wife went off on a trip, and he said I could use it whenever I wanted to."

"Good!" cried Ned.