To tell the truth Tom Swift had many important matters to consider, and, in addition, Ned Newton was prepared to go over some financial ends of the business with Tom. But the young inventor felt that, in justice to his friend Mr. Damon, who had brought Mr. Hardley, he could do no less than give the stranger a hearing. But only the introduction by Mr. Damon brought this about.

"I shall be glad to hear what you have to say, Mr. Hardley," said Tom, as courteously as he could. "I will not go so far as to say that my time is unlimited, but I will listen to you now if you care to go into details."

"That's good!" exclaimed the visitor. "I'm sure that when you have listened you will agree with me."

"He's a little bit too sure!" mused Ned.

"Bless my pocketbook, Tom, but there are millions in it!" exclaimed Mr. Damon. "Literally millions, Tom!"

Mr. Hardley settled himself comfortably in his chair and looked from Tom to Ned.

"May I speak freely here?" he asked, with obvious intent.

"You may," the young inventor answered. "Mr. Newton is my financial manager, and I do nothing of importance without consulting him. You may regard him as a member of the firm, in fact, as he does own some stock. My father is practically retired, and I do not trouble him with unimportant details. So Mr. Newton and I are prepared to listen to you."

"Very well, Mr. Swift, I'm going to ask you a question. Have you all the money you want?"

Tom laughed.