"O, Mr. Prentice!" Her face had brightened, but now it clouded once more. "Don't say you are going to tell me again that Bence is smashing."

"Yes, my dear, I am. A most tremendous smash!"

And Mr. Prentice repeated the old story in a slightly altered form. According to his certain knowledge, Archibald Bence was vainly striving to raise money—was moving heaven and earth to obtain even a comparatively small sum. About a year ago, one of Bence's bad brothers had been bought out of the business; then the other brother died, and Bence was compelled to satisfy the claims of the widow and children; and since that period he had been drawing nearer and nearer to his catastrophe. Now he was done for, unless he could get some capital to replace what had been taken from him. For years he had been working with the finest possible margin of cash to support his credit. At last he had cut it too fine. The wholesale trade were tired of the risk they had run in dealing with him. They would not supply him any further, unless he showed them first his penny for each reel of cotton or yard of tape.

"But what makes you believe all this?"

"I am not free to mention the sources of my information. There is such a thing as backstairs knowledge."

Mr. Prentice nodded his head, and smiled enigmatically, as he said this. Then he went on to speak of the solicitors who acted for Bence. Messrs. Hyde & Collins were held in supreme contempt by old-fashioned Mr. Prentice. They were—as he never scrupled to say—sharp practitioners, shady beggars, dirty dogs; and at the offices in the side street that gives entrance to Trinity Square, they looked after the dubious affairs of a lot of shabby clients. It was a bad sign when a Mallingbridge citizen went to Hyde & Collins: it meant that his finances were shaky, or that he had become involved in some disreputable transaction.

"It was enough for me," said Mr. Prentice, "to know that Bence was in their hands. I guessed six years ago what would come of it."

"Yes, but guesses, guesses! What are guesses?"

"My dear, you have only to look at Bence now. It is written in his face—a desperate man."

And Mr. Prentice reminded Mrs. Marsden of the fact that from his office windows he had an uninterrupted view down the side street to the front door of Hyde & Collins. Well, every day, and two or three times a day, Archibald Bence could be seen hurrying to his solicitors—a man driven by despair, a gold-seeker amidst unyielding rocks, a poor famished little rat scampering to and fro in quest of food.