"Mr. Marsden, you are retiring from trade, you are going to the other side of the world—I wish you health and prosperity."

"And I, too," said Bence. "The best of luck, Mr. Marsden."

Marsden got up again. "Thank you for nothing, Mr. Archibald Bence. You're both trying to be funny, I suppose. Only I fail to see the joke.... Good morning;" and he moved towards the door. "Jane, good-bye."

"But," said Mr. Archibald, "we've wished you luck. Don't go without wishing us luck."

"Yes," said Collins, "don't go without wishing your wife luck."

"Then here's luck, Jane;" and Marsden laughed.

"And luck to Bence's," said Collins blandly. "Wish luck to Bence's."

"No, I'll be damned if I do."

"But that," said Collins, with a grin, "invalidates your other good wish. You can't wish luck to your wife without wishing luck to Bence's;" and he bowed to Mrs. Marsden. "I think you should now explain. He will take it better from you."

"Richard," said Mrs. Marsden quietly and firmly, "I am Bence's."