'Well, the position of an undischarged bankrupt is never particularly easy, though I've known men who've cavorted about in motors and given dinners at the Carlton when they were in that state, and seemed perfectly at peace with the world in general. But with Fred Allerton the proceedings before the Official Receiver seem to have broken down the last remnants of his self-respect. He was glad to get rid of his children, and Lady Kelsey was only too happy to provide for them. Heaven only knows how he's lived during the last two years. He's still occupied with a variety of crack-brained schemes, and he's been to me more than once for money to finance them with.'

'I hope you weren't such a fool as to give it.'

'I wasn't. I flatter myself that I combined frankness with good-nature in the right proportion, and in the end he was always satisfied with the nimble fiver. But I'm afraid things are going harder with him. He has lost his old alert gaiety, and he's a little down at heel in character as well as in person. There's a furtive look about him, as though he were ready for undertakings that were not quite above board, and there's a shiftiness in his eye which makes his company a little disagreeable.'

'You don't think he'd do anything dishonest?' asked Mrs. Crowley quickly.

'Oh, no. I don't believe he has the nerve to sail closer to the wind than the law allows, and really, at bottom, notwithstanding all I know of him, I think he's an honest man. It's only behind his back that I have any doubts about him; when he's there face to face with me I succumb to his charm. I can believe nothing to his discredit.'

At that moment they saw Lucy walking towards them. Dick Lomas got up and stood at the window. Mrs. Crowley, motionless, watched her from her chair. They were both silent. A smile of sympathy played on Mrs. Crowley's lips, and her heart went out to the girl who had undergone so much. A vague memory came back to her, and for a moment she was puzzled; but then she hit upon the idea that had hovered about her mind, and she remembered distinctly the admirable picture by John Furse at Millbank, which is called Diana of the Uplands. It had pleased her always, not only because of its beauty and the fine power of the painter, but because it seemed to her as it were a synthesis of the English spirit. Her nationality gave her an interest in the observation of this, and her wide, systematic reading the power to compare and analyse. This portrait of a young woman holding two hounds in leash, the wind of the northern moor on which she stands, blowing her skirts and outlining her lithe figure, seemed to Mrs. Crowley admirably to follow in the tradition of the eighteenth century. And as Reynolds and Gainsborough, with their elegant ladies in powdered hair and high-waisted gowns, standing in leafy, woodland scenes, had given a picture of England in the age of Reason, well-bred and beautiful, artificial and a little airless, so had Furse in this represented the England of to-day. It was an England that valued cleanliness above all things, of the body and of the spirit, an England that loved the open air and feared not the wildness of nature nor the violence of the elements. And Mrs. Crowley had lived long enough in the land of her fathers to know that this was a true England, simple and honest; narrow perhaps, and prejudiced, but strong, brave, and of great ideals. The girl who stood on that upland, looking so candidly out of her blue eyes, was a true descendant of the ladies that Sir Joshua painted, but she had a bath every morning, loved her dogs, and wore a short, serviceable skirt. With an inward smile, Mrs. Crowley acknowledged that she was probably bored by Emerson and ignorant of English literature; but for the moment she was willing to pardon these failings in her admiration for the character and all it typified.

Lucy came in, and Mrs. Crowley gave her a nod of welcome. She was fond of her fantasies and would not easily interrupt them. She noted that Lucy had just that frank look of Diana of the Uplands, and the delicate, sensitive face, refined with the good-breeding of centuries, but strengthened by an athletic life. Her skin was very clear. It had gained a peculiar freshness by exposure to all manner of weather. Her bright, fair hair was a little disarranged after her walk, and she went to the glass to set it right. Mrs. Crowley observed with delight the straightness of her nose and the delicate curve of her lips. She was tall and strong, but her figure was very slight; and there was a charming litheness about her which suggested the good horse-woman.

But what struck Mrs. Crowley most was that only the keenest observer could have told that she had endured more than other women of her age. A stranger would have delighted in her frank smile and the kindly sympathy of her eyes; and it was only if you knew the troubles she had suffered that you saw how much more womanly she was than girlish. There was a self-possession about her which came from the responsibilities she had borne so long, and an unusual reserve, unconsciously masked by a great charm of manner, which only intimate friends discerned, but which even to them was impenetrable. Mrs. Crowley, with her American impulsiveness, had tried in all kindliness to get through the barrier, but she had never succeeded. All Lucy's struggles, her heart-burnings and griefs, her sudden despairs and eager hopes, her tempestuous angers, took place in the bottom of her heart. She would have been as dismayed at the thought of others seeing them as she would have been at the thought of being discovered unclothed. Shyness and pride combined to make her hide her innermost feelings so that no one should venture to offer sympathy or commiseration.

'Do ring the bell for tea,' said Mrs. Crowley to Lucy, as she turned away from the glass. 'I can't get Mr. Lomas to amuse me till he's had some stimulating refreshment.'

'I hope you like the tea I sent you,' said Dick.