'Is anything the matter with George?' she asked, with a gasp of terror.

'No,' answered Boulger.

The colour came to Lucy's cheeks as she felt a sudden glow of relief.

'Thank God,' she murmured. 'I was so frightened.'

She gave him, now, a smile of welcome as she shook hands with him. It could be nothing so very dreadful after all.

Lucy's uncle, Sir George Boulger, had been for many years senior partner in the great firm of Boulger & Kelsey. After sitting in Parliament for the quarter of a century and voting assiduously for his party, he had been given a baronetcy on the celebration of Queen Victoria's second Jubilee, and had finished a prosperous life by dying of apoplexy at the opening of a park, which he was presenting to the nation. He had been a fine type of the wealthy merchant, far-sighted in business affairs and proud to serve his native city in every way open to him. His son, Robert, now reigned in his stead, but the firm had been made into a company, and the responsibility that he undertook, notwithstanding that the greater number of shares were in his hands, was much less. The partner who had been taken into the house on Sir Alfred Kelsey's death now managed the more important part of the business in Manchester, while Robert, brought up by his father to be a man of affairs, had taken charge of the London branch. Commerce was in his blood, and he settled down to work with praiseworthy energy. He had considerable shrewdness, and it was plain that he would eventually become as good a merchant as his father. He was little older than Lucy, but his fair hair and his clean-shaven face gave him a more youthful look. With his spruce air and well-made clothes, his conversation about hunting and golf, few would have imagined that he arrived regularly at his office at ten in the morning, and was as keen to make a good bargain as any of the men he came in contact with.

Lucy, though very fond of him, was mildly scornful of his Philistine outlook. He cared nothing for books, and the only form of art that appealed to him was the musical comedy. She treated him as a rule with pleasant banter and refused to take him seriously. It required a good deal of energy to keep their friendship on a light footing, for she knew that he had been in love with her since he was eighteen. She could not help feeling flattered, though on her side there was no more than the cousinly affection due to their having been thrown together all their lives, and she was aware that they were little suited to one another. He had proposed to her a dozen times, and she was obliged to use many devices to protect herself from his assiduity. It availed nothing to tell him that she did not love him. He was only too willing to marry her on whatever conditions she chose to make. Her friends and her relations were anxious that she should accept him. Lady Kelsey had reasoned with her. Here was a man whom she had known always and could trust utterly; he had ten thousand a year, an honest heart, and a kindly disposition. Her father, seeing in the match a resource in his constant difficulties, was eager that she should take the boy, and George, who was devoted to him, had put in his word, too. Bobbie had asked her to marry him when he was twenty-one, and again when she was twenty-one, when George went to Oxford, when her father went into bankruptcy, and when Hamlyn's Purlieu was sold. He had urged his own father to buy it, when it was known that a sale was inevitable, hoping that the possession of it would incline Lucy's heart towards him; but the first baronet was too keen a man of business to make an unprofitable investment for sentimental reasons. Bobbie had proposed for the last time when he succeeded to the baronetcy and a large fortune. Lucy recognised his goodness and the advantages of the match, but she did not care for him. She felt, too, that she needed a free hand to watch over her father and George. Even Mrs. Crowley's suggestion that with her guidance Robert Boulger might become a man of consequence, did not move her. Bobbie, on the other hand, had set all his heart on marrying his cousin. It was the supreme interest of his life, and he hoped that his patience would eventually triumph over every obstacle. He was willing to wait.

When Lucy's first alarm was stayed, it occurred to her that Bobbie had come once more to ask her the eternal question, but the anxious look in his eyes drove the idea away. His pleasant, boyish expression was overcast with gravity; Mrs. Crowley flung herself in a chair and turned her face away.

'I have something to tell you which is very terrible, Lucy,' he said.

The effort he made to speak was noticeable. His voice was strained by the force with which he kept it steady.