'I shall never get over it,' she said, with a handkerchief to her eyes. 'I shall never cease blaming myself. Nothing of all this would have happened, if it hadn't been for me.'

Canon Spratte and Mrs. Crowley watched her without answering. She was a stout, amiable woman, who had clothed herself in black because the occasion was tragic. Grief had made her garrulous.

'Poor Fred came to me one day and said he must have eight thousand pounds at once. He told me his partner had cheated him, and it was a matter of life and death. But it was such a large sum, and I've given him so much already. After all, I've got to think of Lucy and George. They only have me to depend on, and I refused to give it. Oh, I'd have given every penny I own rather than have this horrible shame.'

'You mustn't take it too much to heart, Lady Kelsey,' said Mrs. Crowley. 'It will soon be all over.'

'Our ways have parted for some time now,' said Canon Spratte, 'but at one period I used to see a good deal of Fred Allerton. I can't tell you how distressed I was to hear of this terrible misfortune.'

'He's always been unlucky,' returned Lady Kelsey. 'I only hope this will be a lesson to him. He's like a child in business matters. Oh, it's awful to think of my poor sister's husband standing in the felon's dock!'

'You must try not to think of it. I'm sure everything will turn out quite well. In another hour you'll have him with you again.'

The Canon got up and shook hands with Lady Kelsey.

'It was so good of you to come,' she said.

He turned to Mrs. Crowley, whom he liked because she was American, rich, and a widow.