"You've lost your bet," she said, pointedly.
"I know," was the reply.
His gaiety had vanished and he looked so dejected that Miss Drewitt was reminded of the ruined gambler in a celebrated picture. She tried to quiet her conscience by hoping that it would be a lesson to him. As she watched, Mr. Tredgold dived into his left trouser-pocket and counted out some coins, mostly brown. To these he added a few small pieces of silver gleaned from his waistcoat, and then after a few seconds' moody thought found a few more in the other trouser-pocket.
"Eleven and tenpence," he said, mechanically.
"Any time," said Mr. Chalk, regarding him with awkward surprise. "Any time."
"Give him an I O U," said Captain Bowers, fidgeting.
"Yes, any time," repeated Mr. Chalk; "I'm in no hurry."
"No; I'd sooner pay now and get it over," said the other, still fumbling in his pockets. "As Miss Drewitt says, people who make bets must be prepared to lose; I thought I had more than this."
There was an embarrassing silence, during which Miss Drewitt, who had turned very red, felt strangely uncomfortable. She felt more uncomfortable still when Mr. Tredgold, discovering a bank-note and a little collection of gold coins in another pocket, artlessly expressed his joy at the discovery. The simple-minded captain and Mr. Chalk both experienced a sense of relief; Miss Drewitt sat and simmered in helpless indignation.
"You're careless in money matters, my lad," said the captain, reprovingly.