Dog, by drowning. Notes and Queries. June, 25, 1884.
Horse by drowning. The Veterinarian. Aug. 1864.
Cat, by drowning. Stamford Mercury. Aug. 16, 1878.
Horse, by drowning, at Alloa. July 1876.
Elk. Sir S. Baker. Eight years in Ceylon. 1874.
Dog, from madness. Dr. Macdonald. Times. Oct. 1874.
Dog, from pain of a wound. Dundee Advertiser. 1874.
Dog, from old age. Northern Ensign. July 20, 1870.
Dog, from old age. Norris (Lindsay.)
Dog, from old age and pain. Morris. (Lindsay.)
Dog, from broken legs, North British Daily Mail. 1876.
Monkey. Forbes. (Lindsay.)
Canvas-back Duck. Gillmore, P., Prairie and Forest. 1874.
[APPENDIX.]
THE ATTITUDE OF ASSURANCE COMPANIES TO THE SUICIDE.
To obtain this information application was made to each of the offices mentioned, for a prospectus which should include the regulations with respect to forfeiture of policies. I find by analysis that there are seven varieties in the proceedings of the companies, and in all of them assigned policies are indisputable.
A.─Policy is void by suicide:─Crown, Hand-in-Hand, Law, Rock, Provident, and Royal Exchange.
Of these, however─
Hand-in-Hand may return premiums and interest.
Law may pay a sum of money if the directors think fit.
Provident may pay a surrender value.
Crown may make a reasonable allowance unless the suicide be felo-de-se.
B.─Policy is not void after five years’ existence:─Atlas, Gresham, Mutual (if assured be 30 years old), Prudential, Whittington, Sun.
C.─Policy is not void after three years’ existence:─Alliance, British Empire, Norwich Union, Pelican.
D.─Policy is not void after two years:─Star, Commercial Union.
Hand-in-Hand may return premiums and interest.
Law may pay a sum of money if the directors think fit.
Provident may pay a surrender value.
Crown may make a reasonable allowance unless the suicide be felo-de-se.
E.─Policy is not void after 13 months:─Guardian; London Assurance Company.
F.─Policy is not void after one year:─Clerical, Medical, and General; Legal and General; Liverpool, London, and Globe.
G.─No mention is made of suicide in the prospectuses of the following companies:─Equitable; London, Edinburgh, and Glasgow; Economic; New York; Northern; Royal; Scottish Amicable; Union; West of England.
The Union, and West of England, have a clause that “No claim is disputed unless there is palpable fraud.”
Of these thirty-two companies only one makes a distinction between suicide of the insane, and felo-de-se, viz., the Crown.