He spread his hands palm downwards, and at right angles to the perpendicular line of his body, had that been erect. But it was curved, like the figure of the man with the forelock.

"Still worth something," he repeated. "But I am here, Mr. Beck, and ready to be of any service that I can."

"My time is worth nothing," said the American, "because my work is done for me. When I was paid by the hour, it was worth the hour's pay."

"But now," Mr. Cassilis interposed, "it is worth at the rate of your yearly income. And I observe that you have unlimited credit—un-lim-it-ed credit. That is what we should hardly give to a Rothschild."

He wanted to know what unlimited credit really meant. It was a thing hitherto beyond his experience.

"It is my Luck," said Mr. Beck. "Ile, as everybody knows, is not to be approached. You may grub for money like a Chinee, and you may scheme for it like a Boss in a whisky-ring. But for a steady certain flow there is nothing like Ile. And I, sir, have struck Ile as it never was struck before, because my well goes down to the almighty reservoir of this great world."

"I congratulate you, Mr. Beck."

"And I have ventured, sir, on the strength of that introductory letter, to ask you for advice. 'Mr. Cassilis,' I was told, 'has the biggest head in all London for knowledge of money.' And, as I am going to be the biggest man in all the States for income, I come to you."

"I am not a professional adviser, Mr. Beck. What I could do for you would not be a matter of business. It is true that, as a friend only, I might advise you as to investments. I could show you where to place money and how to use it."

"Sir, you double the obligation. In America we do nothing without an equivalent. Here men seem to work as hard without being paid as those who get wages. Why, sir, I hear that young barristers do the work of others and get nothing for it; doctors work for nothing in hospitals; and authors write for publishers and get nothing from them. This is a wonderful country."