Up to the present, Joseph Jagenal had not succeeded in finding the scheme. There were several rolls of paper, forming portions of the great work, but none were finished, and all pointed to the last chapter, that entitled the "Coping-stone," in which, it was stated, would be found the whole scheme with complete fulness of detail. But this last chapter could not be found anywhere. If it never was found, what would become of the will? Then each one of Mr. Dyson's relations began to calculate what might fall to himself out of the inheritance. That was only natural, and perhaps it was not every one who, like Mr. Gabriel Cassilis, openly lamented the number of Mr. Dyson's collateral heirs.

Not to be found. Joseph Jagenal's clerks now engaged in searching everywhere for it, and all the relations praying—all fervently and some with faith—that it might never turn up.

So that poor Phillis is sitting down to dinner with her education unfinished—where is that Coping-stone? Every young lady who has had a finishing year at Brighton may look down upon her. Perhaps, however, as her education has been of a kind quite unknown in polite circles, and she has never heard of a finishing year, she may be calm even in the presence of other young ladies.

What sort of a girl is she?

To begin with, she has fifty thousand pounds. Not the largest kind of fortune, but still something. More than most girls have, more than the average heiress has. Enough to make young Fortunio Hunter prick up his ears, smooth down his moustache, and begin to inquire about guardians; enough to purchase a roomy cottage where Love may be comfortable; enough to enable the neediest wooer, if he be successful, to hang up his hat on the peg behind the door and sit down for the rest of his years. Fifty thousand pounds is a sum which means possibilities. It was her mother's, and, very luckily for her, it was so tied up that Captain Fleming, her father, could not touch more than the interest, which, at three per cent., amounts, as may be calculated, to fifteen hundred a year. Really, after explaining that a young lady has fifty thousand, what further praise is wanted, what additional description is necessary? By contemplation of fifty thousand pounds, ardent youth is inflamed as by a living likeness of Helen. Be she lovely or be she loathly, be she young or old, be she sweet or shrewish—she has fifty thousand pounds.

With her fifty thousand pounds the gods have given Phillis Fleming a tall figure, the lines of which are as delicately curved as those of any yacht in the Solent or of any statue from Greek studio. She is slight, perhaps too slight; she has hair of a common dark brown, but it is fine hair, there is a great wealth of it, it has a gleam and glimmer of its own as the sunlight falls upon it, as if there were a hidden colour lying somewhere in it waiting to be discovered; her eyes, like her hair, are brown—they are also large and lustrous; her lips are full; her features are not straight and regular, like those of women's beauties, for her chin is perhaps a little short, though square and determined; she has a forehead which is broad and rather low; she wears an expression in which good temper, intelligence, and activity are more marked than beauty. She is quick to mark the things that she sees, and she sees everything. Her hands are curious, because they are so small, so delicate, and so sympathetic; while her face is in repose you may watch a passing emotion by the quivering of her fingers, just as you may catch, if you have the luck, the laughter or tears of most girls first in the brightness or the clouding of their eyes.

There are girls who, when we meet them in the street, pass us like the passing of sunshine on an April day; who, if we spend the evening in a room where they are, make us understand something of the warmth which Nature intended to be universal, but has somehow only made special; whom it is a pleasure to serve, whom it is a duty to reverence, who can bring purity back to the brain of a rake, and make a young man's heart blossom like a rose in June.

Of such is Phillis Fleming.

CHAPTER III.

Phillis's Education.