"I am not a friend of the family," he replied meekly. "I wish I was. But Miss Fleming expects me at this hour. Will you take in my card?"

He stepped into the hall, and felt as if the fortress was won. Phillis was waiting for him in the dining-room, where, he observed, luncheon was laid for two. Was he, then, about to be entertained by the young lady alone?

If she looked dainty in her white evening dress, she was far daintier in her half-mourning grey frock, which fitted so tightly to her slender figure, and was set off by the narrow black ribbon round her neck which was her only ornament; for she carried neither watch nor chain, and wore neither ear-rings nor finger-rings. This heiress was as innocent of jewelry as any little milliner girl of Bond Street, and far more happy, because she did not wish to wear any.

"I thought you would come about this time," she said, with the kindliest welcome in her eyes; "and I waited for you here. Let us sit down and take luncheon."

Mr. Abraham Dyson never had any visitors except for dinner or luncheon; so that Phillis naturally associated an early call with eating.

"I always have luncheon by myself," explained the young hostess; "so that it is delightful to have some one who can talk."

She sat at the head of the table, Jack taking his seat at the side. She looked fresh, bright, and animated. The sight of her beauty even affected Jack's appetite, although it was an excellent luncheon.

"This curried fowl," she went on. "It was made for Mr. Jagenal's brothers; but they came down late, and were rather cross. We could not persuade them to eat anything this morning."

"Are they home for the holidays?"

Phillis burst out laughing—such a fresh, bright, spontaneous laugh. Jack laughed too, and then wondered why he did it.